I went shopping for Black Friday once while I was in college a hundred years ago. I vowed never to do it again, and I’d kept that promise to myself since that crazy morning. Admittedly, there are people who love the hustle and bustle of Black Friday shopping, but I am not one of them. […]
With auto insurance payments, mortgages, and monthly minimums being fixed financial obligations, most of us have to find our savings in the frozen pizza freezer and deli counter. The average shopper has plenty of fat in plain sight within their grocery store receipts, and it’s time to trim. 14 groceries in particular continue to fly […]
Next to your office desk, a framed photograph of a family on a beach stares back at you. Whenever you face a rough day or approach a stressful business transaction, you peer at the photo, yearning to venture back in time to that carefree, though expensive vacation. What if I told you retiring on the […]
You spent your entire career working toward the day you could afford to live without worrying about a constant cash flow. Once you’ve established that lifestyle, aka retirement, you decided you would go all out, buying the most lavish, luxurious items you could get your paws on. Is this method of living the best kind […]
Working with a tight budget is never easy, and finding a way to eat on that tight budget can make things even harder. However, there are some staple items that people will continue to eat even when they feel like they have no money. Whether you’re eating breakfast, lunch, or dinner, finding cheap meal options […]
Spending wisely is a good habit in all stages of life, and retirement is no exception. This includes being frugal. Some things are worth being frugal over far more than others. The trick is to know when to take that extra savings step. There’s no specific formula to decide when being frugal has gone too […]
Who doesn’t love getting things at discounts or for free, especially when you’re a senior who is approaching retirement or already receiving your pension? After years of hard work, you’ll be thinking about managing your finances and saving more money. Luckily, American seniors enjoy plenty of discounts and freebies. Many non-profit organizations provide free services […]
To bank or not to bank. It’s a question that’s been plaguing USAmericans since before my grandmother was sewing money into her curtains. As part of The Greatest Generation, she was a child during the Great Depression from 1929 to 1939. At just 20, when the Great Depression ended, she couldn’t trust banks. Now, some […]
Frugality is not necessarily the choice of being super cheap. Being Frugal is a choice between products that may last a long time and save money or actions that help you save in the long term. My family was not a spend first, save last type; they often used frugal methods to make sure to […]
Outsourcing can become a costly habit. Need to get in shape? Hire a personal trainer. Grass needs cutting? Call the landscaper. Toilet clogged? Shell out $250 for a plumber. There are some household tasks you shouldn’t be doing yourself, like trimming 75-foot tree limbs. Then there are the majority of household tasks, which you should […]
