May 29th, 2025
Steve Cummings
Your jetsetting lifestyle gives you plenty of freedom but complicates your responsibilities, particularly when managing assets in multiple countries. Your legal and financial obligations can quickly become a complex interplay of transnational estate planning, tax laws and inheritance regulations that differ across borders. Your estate plan must match your lifestyle. An updated plan will protect […]
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May 27th, 2025
Steve Cummings
“Cheapskate” is a pejorative assigned to the guy who didn’t buy the large enough diamond ring or the mother who makes her kids panhandle in their spare time. In reality, these money-preserving (or generating) habits are admirable. OK, maybe if you’re violating child labor laws and rubbing dirt on your kids’ faces, you’re on a […]
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May 23rd, 2025
Steve Cummings
Recognizing your employees doesn’t have to cost a lot to make a big impact. In fact, small, thoughtful gestures often go further than expensive rewards. When people feel seen and appreciated, they’re more motivated, loyal, and ready to give their best. But with tight budgets and busy schedules, finding smart and low-cost ways to show […]
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May 22nd, 2025
Steve Cummings
As Americans look forward to another year, the financial outlook seems more promising than it was twelve months ago. The stock market, for one, has rebounded strongly while the U.S. economy remains robust. More importantly for consumers, the gap between inflation and wage growth is narrowing. However, Americans are struggling to tighten their purse strings. […]
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May 13th, 2025
Steve Cummings
Living frugally doesn’t have to mean sacrificing joy, comfort, or quality of life. In fact, the most successful savers often adopt unique habits that let them live well while spending less. If you’re looking for unconventional ways to stretch your budget, you’re in the right place. This article goes beyond the usual “cut the lattes” […]
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April 25th, 2025
Steve Cummings
Everyone wants to save money, and dining out is a constant pain point for millions. However, there are plenty of ways to save a few dollars when eating out! Recently, frugal diners met in an online discussion to exchange the best tips for enjoying a meal outside your home while still being financially responsible. 1. […]
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April 23rd, 2025
Steve Cummings
Sometimes the idea of frugality is easier to achieve than the execution. Pinching your pennies until they squeak is sometimes less “cost-saving” than it may seem, and striking a balance between expense and frugality can be a time-consuming line to walk all the time. So, how do you know what to spend money on and […]
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April 22nd, 2025
Steve Cummings
Photo by David Salamanca on Unsplash We’ve all been there – that moment when you realize you need to run an unexpected errand, and suddenly your carefully planned day takes an unscheduled detour. According to the U.S. Department of Transportation, 45% of daily trips are taken for shopping and errands, highlighting the substantial time commitment […]
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April 22nd, 2025
Steve Cummings
Is there a difference between frugal and cheap? We all have that person in our lives who knows the best deals and sets a budget for themselves, and we also know the person who opts to save pennies because it saves money over the long run. It may save $5 every three years, but who’s […]
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April 21st, 2025
Steve Cummings
Have you grown attached to your leased car and now wonder if it’s worth buying it out? This is a common question many drivers face when their lease term ends. Understanding your financial options is key if you’re considering keeping the car. One popular option is an end of lease buyout loan, which can help […]
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