October 18th, 2024
Steve Cummings
What do you do with cash? Our society favors digital money over cash, though that doesn’t take away cash’s value in today’s market. Favorable ways to deal with this invaluable resource include stashing excess funds into a savings account or paying off high-interest debt. Folks also enjoy using cash to make large purchases like a […]
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October 16th, 2024
Steve Cummings
The newly-minted aristocrats knew they were officially part of the upper crust when the wedding DJ screamed: “Put your pinkies in the air like you just don’t care!” That wouldn’t be the only sign that your blood has turned blue, though. We all aspire to have money. Best case, we’ll have more money than we […]
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October 8th, 2024
Steve Cummings
Saving money when shopping for items is always a smart move. Why pay more for something when you don’t have to? There are times when you find yourself in a position of wanting to spend a little (or a lot) extra for something you want or need. These moments are more than understandable; they’re entirely […]
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August 7th, 2024
Steve Cummings
While some celebrities live lavish lifestyles, others prefer low profiles. They may not be making headlines for their extravagant lifestyle. Still, they are certainly making an impact in the world. Despite their fame and fortune, some live modestly and give back to society. Here are some of our favorite celebrities living the most frugal, happy […]
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August 6th, 2024
Steve Cummings
Are you searching for happiness in the little things? Well, look no further! In this blog post, we’ve compiled a list of 13 purchases that can bring joy and satisfaction into your life. These items are not only practical, but they also can brighten up your day and make you feel happier than ever before. […]
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July 14th, 2024
Steve Cummings
Finding ways to make your paycheck stretch is at the forefront of most Americans’ minds. In 2022, inflation started to eat away at more and more of our incomes, leaving many figuring out whether to pay for gas or groceries, two areas where inflation hit hard and fast initially. After rising to a 40-year high […]
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June 27th, 2024
Steve Cummings
Age 65 is the magic number for many working people. It’s the age when many decide to leave the workforce and retire. Some may reduce their work schedules to part-time, and others may choose to continue working full-time. Whether you work full-time, part-time, or don’t work at all after age 65, your finances will always […]
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June 18th, 2024
Steve Cummings
It is debatable whether your home is truly an investment, though it’s common to hear houses billed that way. Even so, it’s in your interest to maximize home value, and strategic home improvements can provide a substantial payoff (even if it’s years or decades down the road). Like all investments, there are high-ceiling home runs […]
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June 15th, 2024
Steve Cummings
Living frugally isn’t something that comes naturally to everyone. For impulse spenders, cutting out unnecessary spending is a daily struggle. However, if you want to live a more frugal lifestyle or trim the fat from your budget, we can help. Outside of choosing to live as frugally as possible, the frugal lifestyle does have some […]
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June 12th, 2024
Steve Cummings
What is life if not a series of mistakes? While sage Americans recognize that each mistake is an opportunity to learn, some of us hope that we will use our wisdom to keep errors to a minimum by the time we retire. Rest assured that being over 66 (or whatever age you are when you […]
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