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March 25th, 2025

Why many retirees REGRET relying on Social Security Income

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James Conole, CFP®Why many retirees REGRET relying on Social Security Income
  1. Why many retirees REGRET relying on Social Security Income James Conole, CFP® 13:20

Relying too much on Social Security? You’re not alone—over 40% of retirees count on it for at least half their income. But that safety net has some major gaps. In this video, I break down four key reasons why Social Security isn’t enough—and what you can do to secure a more stable Retirement

Questions answered:
1. Why is it a mistake to rely too heavily on Social Security for retirement income?

2. What are some strategies to supplement Social Security income in retirement?

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On the Ready For Retirement podcast: Apply Here
On a Retirement Makeover episode: Apply Here

Timestamps:
0:00 – One-off expenses
1:34 – Inflation & CPIW
4:21 – Tax on provisional income
7:33 – Peace of mind
8:33 – Maximize your benefit
9:22 – Supplement SS
10:24 – Leverage your home

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James Conole CFP®, Podcaster

James Conole is the founder of Root Financial and the host of the Ready For Retirement podcast and YouTube channel.

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