Early Retirement is a popular goal for many, but actually making it happen can be challenging.  One major obstacle is the early withdrawal penalty imposed to distributions from IRAs & 401ks before 59 ½ years of age.

This week on the show we answer a listener question about how to navigate this landscape and a few possible workarounds.  We also cover whether index Investing has impacted the markets, and an article about how inflows to hot investment funds can falsely influence performance numbers

Resources:

GMO: Passive Investing’s Impact Has Been Overblown, But It’s Not Negligible

institutionalinvestor.com/article/2dgy5jctx2rb7g3wv2juo/portfolio/gmo-passive-investings-impact-has-been-overblown-but-its-not-negligible

Hot Funds and the Curse of ‘Self-Inflated Returns’

wsj.com/finance/investing/etf-self-inflated-returns-258e875e

Strategies For Maximizing (Or Minimizing!) Rule 72(t) Early Distribution Payments Using IRS Notice 2022-6

kitces.com/blog/rule-72t-sepp-calculate-payments-rmd-avoid-penalty-tax-early-ira-withdrawals-notice-2022-6/

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Grant Bledsoe Financial Planner to Business Owners

I'm a financial planner to business owners, and the founder of Three Oaks Wealth. Our firm helps business owners align their business interests with their personal finances, often including the exit or sale of equity holdings.

I hold several professional credentials, including the CERTIFIED FINANCIAL PLANNER™, Chartered Financial Analyst, and Certified Exit Planning Advisor designations.