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U.S. Military Veterans Are Tragically Dying By Suicide At A Rate of 22+ Per Day!The Heroes To Heroes Foundation (https://heroestoheroes.org/) successfully saves our American heroes who return home s…

U.S. Military Vetera…

U.S. Military Veterans Are Tragically Dying By Suicide At A Rate of 22+ Per Day!The Heroes To Heroes Foundation (https://heroestoheroes.org/) successfully saves our American heroes who return home suffering moral injury, and live at serious risk of death by suicide.The one-year program utilizes peer support, spiritual awakening, and reconnection to faith. At the mid-point of the year, a 10-day journey to Israel is a key component in the healing process!At the July 22nd 14th Annual Heroes To Heroes Golf Classic held in Westchester, NY, one of the HTH program graduates Jaime spoke of how t…

Jonathan Blau And Behavioral Finance...The Key To Investor Success Is Preserving Purchasing Power — Not Principal — At Fusion Family Wealth!In other words, forget what you thought you knew about…

Jonathan Blau And Be…

Jonathan Blau And Behavioral Finance...The Key To Investor Success Is Preserving Purchasing Power — Not Principal — At Fusion Family Wealth!In other words, forget what you thought you knew about investing!In essence, the key to having adequate money when Retirement age is reached and beyond is to preserve purchasing power over time.How? By consistently beating inflation. If portfolio returns do not surpass inflation growth, then over time higher prices will whittle away principle as the investor grows older!But with an investing style based on purchasing power preservation, investo…

Forget What You Thought You Knew About Investing!It's Purchasing Power, Not Principal Preservation, That's The Actual Key To Success! Behavioral Finance...Jonathan Blau, Founder and CEO of F…

Forget What You Thou…

Forget What You Thought You Knew About Investing!It's Purchasing Power, Not Principal Preservation, That's The Actual Key To Success! Behavioral Finance...Jonathan Blau, Founder and CEO of Fusion Family Wealth and his Team, stop clients from making the emotional mistakes that ultimately lead to running out of money when they need it most (Watch more here)!Typical Investor Behavior1) Fight or Flight - Panic reactions leading to selling market bottoms, and euphoric reactions leading to chasing stocks at elevated prices.2) Emotion - Psychologically pain of loss is 2X worse than the thri…

Being A NYC Multifamily Building Owner, Or Member Of A Condo Or Coop Board Has Become A Much More Complicated Job!They Need To Manage Rising Expenses, Rent Limitations, Government Imposed Regulation…

Being A NYC Multifam…

Being A NYC Multifamily Building Owner, Or Member Of A Condo Or Coop Board Has Become A Much More Complicated Job!They Need To Manage Rising Expenses, Rent Limitations, Government Imposed Regulations, And Capital Projects...Board Members, And Even Some Building Owners, Likely Have Full-Time Jobs And Need Help Doing These Things Well!Meet Tina Larsson, Co-Founder Of The Folson Group (https://www.thefolsongroup.com/)!The various issues facing Board Members (and even some building owners) who may be volunteers with limited expertise in the role of building management, led us to seek out an …

Being A NYC Multifamily Building Owner, Or Member Of A Condo Or Coop Board Has Become A Much More Complicated Job! They Need To Manage Rising Expenses, Rent Limitations, Government Imposed Regulations…

Being A NYC Multifam…

Being A NYC Multifamily Building Owner, Or Member Of A Condo Or Coop Board Has Become A Much More Complicated Job! They Need To Manage Rising Expenses, Rent Limitations, Government Imposed Regulations, And Capital Projects...Board Members, And Even Some Building Owners, Likely Have Full-Time Jobs And Need Help Doing These Things Well!Meet Tina Larsson, Co-Founder Of The Folson Group!The various issues facing Board Members (and even some building owners) who may be volunteers with limited expertise in the role of building management, led us to seek out an expert in the field. Do You Ever Wonder…

Watch this episode on YouTube here https://youtu.be/r5zul4X0pQ8?si=oqvXKhg2DAeB4XKDDo You Ever Wonder about the tragic statistic of 22+ military veterans dying by suicide every single day?The Do You E…

Watch this episode o…

Watch this episode on YouTube here https://youtu.be/r5zul4X0pQ8?si=oqvXKhg2DAeB4XKDDo You Ever Wonder about the tragic statistic of 22+ military veterans dying by suicide every single day?The Do You Ever Wonder host Mike Haltman, as Board Chair of the Heroes To Heroes Foundation (https://heroestoheroes.org/), is all too aware of the veterans who return home suffering the invisible wounds of moral injury and PTSD.Often, losing relationships with loved ones and friends, dealing with depression, isolation, and loneliness, they may believe they have nowhere else to turn other than alcohol, and dru…

Military Veterans and Death By Gun...Do You Ever Wonder about the tragic statistic of 22+ military veterans dying by suicide every single day?The Do You Ever Wonder host Mike Haltman, as Board Cha…

Military Veterans an…

Military Veterans and Death By Gun...Do You Ever Wonder about the tragic statistic of 22+ military veterans dying by suicide every single day?The Do You Ever Wonder host Mike Haltman, as Board Chair of the Heroes To Heroes Foundation (https://heroestoheroes.org/), is all too aware of the veterans who return home suffering the invisible wounds of moral injury and PTSD.Often, losing relationships with loved ones and friends, dealing with depression, isolation, and loneliness, they may believe they have nowhere else to turn other than alcohol, and drugs.22+ times each and every day, these…

The Term Gen Z Will At Times Conjure Up Some Negative Connotations!But like every generalization, the facts will tell you the actual story that this is not always the case.The Do You Ever Wonder podca…

The Term Gen Z Will …

The Term Gen Z Will At Times Conjure Up Some Negative Connotations!But like every generalization, the facts will tell you the actual story that this is not always the case.The Do You Ever Wonder podcast had the opportunity to speak with a prime example of a Gen Z'er who is the epitome of hard work, perseverance, drive, ambition, and an eye on the career prize...JT Marting.Podcast host Mike Haltman was introduced to JT through the social media platform X aka Twitter, and more specifically on X the hashtag there #retwit.The 'members' of the #retwit community on X comprise some of …

New York City's Population Is Dropping 2.49% Annually!That's a big number with the percentage change from 2020-2024 sitting at 9.26%We know that the reasons for leaving range from cost of li…

New York City's…

New York City's Population Is Dropping 2.49% Annually!That's a big number with the percentage change from 2020-2024 sitting at 9.26%We know that the reasons for leaving range from cost of living, crime, overall quality of life, and most certainly, the invisible hand of state and local governments taking an ever-growing amount of money from us through taxes.So where are these former New Yorkers going?  Many are going to states with more reasonable taxing policies including Florida, Texas, Washington, Wyoming, Tennessee, Alaska, South Dakota, and New Hampshire.But establishing citizen…

Introducing The Heroes To Heroes Foundation!Heroes To Heroes Foundation brings our American heroes from suicidal ideation to community reintegration!Michael Haltman, CEO of Hallmark Abstract Service a…

Introducing The Hero…

Introducing The Heroes To Heroes Foundation!Heroes To Heroes Foundation brings our American heroes from suicidal ideation to community reintegration!Michael Haltman, CEO of Hallmark Abstract Service and Host of Do You Ever Wonder, recently engaged in a discussion with Ron Gold on The Nonprofit Voice radio show aired on Long Island News Radio 103.9 FM. The focal point of their conversation was the impactful work of the Heroes To Heroes Foundation, a non-denominational 501(c)(3) organization dedicated to successfully saving combat veterans grappling with moral injury upon returning home and faci…

On April 5, 2024, A 4.8 Magnitude Earthquake Hit The Northeast (at the 22:50 mark of the podcast)!The shaking, in an area not normally considered earthquake-prone, serves as a reminder of just how vul…

On April 5, 2024, A …

On April 5, 2024, A 4.8 Magnitude Earthquake Hit The Northeast (at the 22:50 mark of the podcast)!The shaking, in an area not normally considered earthquake-prone, serves as a reminder of just how vulnerable we are as humans to the unexpected.Because of this fact, and the normal occurrence of death due to age or sickness, it's important to understand the process of funerals.And who better to speak with than Adam Novak, Director of Jerusalem Memorial Chapels on Long Island, about Jewish funeral services. Some of the topics we discussed...With most kids wanting to be professional athletes,…

A Charity Working To Help Cubans Living In Poverty!'According to a 2022 report from the Cuban Human Rights Observatory (OCDH), 72 percent of Cubans live below the poverty line. 21 percent of Cuba…

A Charity Working To…

A Charity Working To Help Cubans Living In Poverty!'According to a 2022 report from the Cuban Human Rights Observatory (OCDH), 72 percent of Cubans live below the poverty line. 21 percent of Cubans who live below the poverty line frequently go without breakfast, lunch or dinner due to a lack of money.'And while many people in America are suffering in much the same way, for Cubans who have come to the U.S. the plight of their brethren who remain in Cuba is often top of mind!Enter Chazz Menendez who came to America in 1963 with his pregnant mother, as the still unborn child she was car…

While It May Not Be The Sexiest Of Subjects, In Today's Real Estate Market Who You Choose To Arrange Your Mortgage Is Critical!The Do You Ever Wonder podcast had the opportunity to speak with Lau…

While It May Not Be …

While It May Not Be The Sexiest Of Subjects, In Today's Real Estate Market Who You Choose To Arrange Your Mortgage Is Critical!The Do You Ever Wonder podcast had the opportunity to speak with Lauren Pastore at Contour Mortgage who is a loan originator and sales manager with over 25 years of experience in the mortgage market.And, looking back over the past couple of decades, Lauren has not only survived but has thrived through many different real estate and mortgage rate environments.Today's Residential Real Estate MarketToday buyers are facing the proverbial 'seller's marke…

The NonProfit Voice on LI News Radio,  103.9 FM!Saturday, March 2nd, Mike Haltman appeared on The NonProfit Voice hosted by Mike LiPetri and Ron Gold! The Nonprofit Voice airs every Saturday morning …

The NonProfit Voice …

The NonProfit Voice on LI News Radio,  103.9 FM!Saturday, March 2nd, Mike Haltman appeared on The NonProfit Voice hosted by Mike LiPetri and Ron Gold! The Nonprofit Voice airs every Saturday morning on 103.9 FM from 8:00am to 9:00am and it seeks to feature inspiring Long Island residents who give back.The Combat Veteran Heroes To Heroes Foundation (If after reading or listening you have questions or might like to learn about getting involved with Heroes To Heroes, reach out to Mike Haltman at mhaltman@hallmarkabstractllc.com)In addition to his role as CEO of New York title insurance provider…

The Do You Ever Wonder Podcast Welcomes Tina Miraglia, Real Estate Partner/Member of the Firm DL Partners!Representing major national developers, Tina knows the ins and outs of defending the legal pos…

The Do You Ever Wond…

The Do You Ever Wonder Podcast Welcomes Tina Miraglia, Real Estate Partner/Member of the Firm DL Partners!Representing major national developers, Tina knows the ins and outs of defending the legal position of those who are building projects, and who will be selling units to individuals and investors before and after project completion.As an attorney representing a sponsor of a new construction multifamily building in NYC, particularly one involved in selling units, Tina addresses a variety of legal issues to protect her client's interests. Some of these issues may include:Contract Draftin…

Jennifer Djurkovic and Commercial Real Estate...A Driven Member of the Holy 29 Massey Knakal Leadership Tree!What is the Massey Knakal Leadership Tree?It's the CRE professionals who at some point…

Jennifer Djurkovic a…

Jennifer Djurkovic and Commercial Real Estate...A Driven Member of the Holy 29 Massey Knakal Leadership Tree!What is the Massey Knakal Leadership Tree?It's the CRE professionals who at some point in their careers worked at Massey Knakal, learned about the Massey Knakal CRE philosophy, and now own or run their own commercial real estate brokerage business.Enter Jennifer Djurkovic, owner and CEO of Djurkovic Investment Properties (https://djurkovicip.com/) that is located in New York City but does business nationwide.Jennifer grew up in a real estate environment with a family who came to ow…

Real Estate Agent Support in New York!Wouldn't it be great if there were a resource available to real estate agents that provided needed information in real time?Of course real estate companies s…

Real Estate Agent Su…

Real Estate Agent Support in New York!Wouldn't it be great if there were a resource available to real estate agents that provided needed information in real time?Of course real estate companies support their agents, but sometimes additional information about hot-button subjects, fair housing law as an example, is required and the input of an attorney would not only be welcome, but often necessary. Enter Neil Garfinkel, Managing Partner of the law firm Abrams, Garfinkel, Margolis, and Bergson.Neil is the Broker Counsel to REBNY (Real Estate Board of New York), was appointed to serve on the…