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Work Smarter – Not Harder! &Raquo; Black Suit Smile Close Up Headshot

Work SMARTER – Not HARDER!

As Libertas is on its way to having another record year, I’ve been having to think about delegation, efficiency, cutting out things I don’t need to do, systemization, processes, hiring new staff, and at the end of the day, working smarter – not harder. After all, each of us has just 168 hours per week […]

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Navigating College Financial Aid: Tips And Insights &Raquo; Black Suit Smile Close Up Headshot

Navigating College Financial Aid: Tips and Insights

Navigating the complex landscape of college financial aid can be overwhelming for students and parents. Understanding the sources of financial aid, application processes, and potential pitfalls is crucial for making informed decisions. In this blog, we delve into the key aspects of college financial aid, supported by insights from experienced college planning consultant Amber Gilsdorf. […]

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Slam Dunk Financial Planning &Raquo; Qb9Gpuvwnao4Nmoklptcary8X7 Agjh228Vu1U Bw3Zuc Oarakdsgw9Q6Mlbay0Fz H9X9Vkurpvue 4Vfreackr3S2Rwzrawh13Gtaxrs3Nyh5I0Qcl2Xx5Mmg6Jqcizpuocbiyljc0Vjrjxd9A8

Slam Dunk Financial Planning

I don’t watch many live sports these days. Life is busy. But I’ve caught a few quarters of NBA playoff basketball, and I’ll watch game replays while sipping morning coffee.  If you’re unaware, the NBA has been revolutionized by “Moneyball” ideas over the past decade. The main “new idea” affects 3-point shots. The ratio of […]

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How Inflation Affects Your Investments &Raquo; Elliot Profile Pic

How Inflation Affects Your Investments

Have you noticed the recent increase in fuel prices? They’re up by more than $0.50 per gallon. Copper has risen by 42%, and food prices have soared by 24%. So, what does this inflation mean for you, other than the fact that everything now costs more? Just a month ago, and since January, experts were […]

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Oil, Interest Rates, And Your Money &Raquo; Elliot Profile Pic

Oil, Interest Rates, and Your Money

We are in the most interesting times. For our personal investment clients and 401(k) clients, there have been many smiles so far this year. We are happy that the markets, broadly, have begun this year on a bullish note. 2023–except for a handful of large AI companies–was a poor year for investors. But today, smiles […]

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Quarterly Reviews And Evaluation &Raquo; Quarterly Reviews Deborah Johnson 1 150X150 1

Quarterly Reviews and Evaluation

How important do you feel conducting quarterly reviews and evaluations are for your personal and professional growth? For small businesses and entrepreneurs, the right type of evaluation with revisions lays the foundation for future growth and success. It allows us to build on what is working and eliminate or revise what is not. There was […]

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Are You A Nervous Investor? &Raquo; Elliot Profile Pic

Are You a Nervous Investor?

As the phrase goes, “May we live in interesting times”—and indeed, we certainly do. Current Global Economic and Financial Landscape Here’s what’s happening around the globe: An expanding war looms in the Middle East. Russia and Ukraine are entrenched in conflict with no resolution in sight. China’s intentions towards Taiwan are becoming increasingly aggressive, and […]

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Americans On Social Security May Owe Irs Thousands &Raquo; Images 374890691277810495647

Americans on Social Security May Owe IRS Thousands

                Paving the way to burden season, a huge number of Americans could owe the IRS thousands on their Government backed retirement installments. While Government managed retirement installments saw a cost for many everyday items change (COLA) of 3.2 percent this year, there could be unseen side-effects on […]

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41 States That Won’t Tax Social Security Benefits In 2024 &Raquo; Images 308084727689305049389

41 States That Won’t Tax Social Security Benefits in 2024

About one of every seven retired people in the U.S. depend on Government managed retirement for essentially the entirety of their pay, as per an AARP examination. Be that as it may, these advantages don’t generally come without Uncle Sam’s surprises. Some States Tax Social Security for Retirees To demolish monetary issues for retired folks […]

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