Retire early, love every minute There is a lot of focus on the FIRE movement (Financial Independence, Retire Early). Lots of ink spilled on homemade cleaning supplies, tin foiling windows and clipping coupons whilst whilst living in a nano house. All in an effort to mass up cash, exit the rodent race and find freedom. […]
How to control your spending? It was shaping up to be a financially prudent month. Until you checked the bank statements. A few “dangs”. A handful of “ugh, forgot about that ones”. And some “what was I thinkings?”. Oh, and that was before viewing those 2 other credit card statements. Sadly they all added up […]
Bad money habits are standard equipment for most of us. Not your fault. Great news is that they can be easily upgraded to good ones. And all the details are coming, I promise. But let me back up. Last week, I ordered a chick pea and kale wrap for dinner. I know, I know. A […]
Looking for a way to reduce loan interest? In a perfect world, we would just pay cash for everything. But sometimes you just need a loan. Maybe you need cash for your business, or Elon wants you to invest on the ground floor of his new company. Perhaps you just need funds for a car […]
How cool would it be to get free iPhones for life? Dream with me for a minute. Imagine brand new free iPhones every other year. And hey, if we are dreaming anyway, how about a free cell phone plan to go along with it? Pretty sweet. Since everyone likes free stuff, let’s add in $200 […]
Slashing housing costs – a tale of two cities I was chatting with a neighbor here in Cleveland and she mentioned that a friend felt that he was shut out of the housing market due to rising prices. She leaned in for emphasis and added, “In fact, he got outbid by $25,000 on a house […]
How to retire richer the lazy way Ok I Didn’t Get That Job At Shopify So No Juicy Stock Options! There are lots of ways to retire richer. You could start selling products in a multilevel marketing scheme (downside: annoyed friends and a garage full of creme rinse, vitamins and car polish). Perhaps you could […]
Earth day – time to fight some home energy thieves Welcome to Earth Day. It’s our worst one so far! The earth is heating up, oceans are rising and forests are ablaze. What a great blog post opening! Who’s still with me? It’s hard for us to totally solve these issues as individuals, but we […]
At 16 years old I was 5’10” and weighed about 145 pounds. Tall, slim, very reserved, as we said in Jamaica, but not shy. I had no problem speaking with individuals and in front of groups of people of all demographics. I was always considered mature for my age and found many of my peers […]
Stay sane during Covid It began with a shock as the virus spread, everything closed and markets crashed. Then things got eerily quiet. For a while doom scrolling kept us busy. Then the scramble to set up a home office and learning spaces for the kids. Next came guzzling down Netflix episodes for light drama […]
