In this episode of the Financially Fit Couple, Matthew Gray engages with Tessa Von Lossberg from LD&B Financial to delve into the often-overlooked yet crucial topic of life insurance. Tessa shares her unexpected journey into life insurance and emphasizes its importance in a comprehensive financial plan. 

They discuss the basics of life insurance, distinguish between term and permanent policies, and explore common misconceptions and mistakes couples make regarding coverage. The conversation also covers how to assess life insurance needs, the potential inadequacy of employer-provided plans, and the significance of reassessing coverage after major life events. 

Tessa provides practical advice on how to start the conversation with a partner about life insurance and outlines the steps to get adequate coverage. Real-life examples illustrate the profound impact life insurance can have on families. Listeners are encouraged to take timely action to ensure financial protection for their loved ones.

00:38 Introduction to Life Insurance with Tessa 

01:18 Tessa's Journey into Life Insurance

03:17 Understanding Life Insurance Basics

06:58 Types of Life Insurance Policies

10:22 Employer-Provided Life Insurance

13:44 Determining Your Life Insurance Needs

19:44 Common Mistakes and Real-Life Examples

28:45 Taking Action and Next Steps

32:06 Conclusion and Contact Information

Tessa's Contact Info

https://www.ldbfinancialgroup.com/meet-our-team/

(540) 437-1427

[email protected]

LPL Financial and LD&B Financial are separate entities. 

Matthew Gray

https://www.linkedin.com/in/matthew-gray-cfp%C2%AE-5a2144134/

Home Page

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC 

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Matthew Gray Matthew Gray, CFP®

Originally from Charlotte, NC, I attended college at Wingate University where I graduated with a bachelor’s degree in Finance in 2019. During my time as a student, I learned the value of genuine service working at Chick-fil-A and honed my coaching skills tutoring high school debaters.

After graduating, I attained my Series 7 and 66 registrations, currently held by LPL Financial, along with the Virginia Life & Health Insurance license. In 2022, I was named a CERTIFIED FINANCIAL PLANNER™ professional. It is my conviction that I am called to serve those around me with the utmost honor and respect. This is why I believe in having a positive impact on everyone I meet while striving to go the extra mile.

I moved to the Shenandoah Valley after meeting my beautiful wife and best friend, McKenzie. We are blessed to have our son, Spencer, with us and two children in heaven, Hope and Camden. My favorite hobbies include disc golf, basketball and reading. I am an avid football fan, love the Carolina Hurricanes, and appreciate great food.