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May 4th, 2026

Why We Avoid Planning for Aging—and How to Take the First Step

  1. Why We Avoid Planning for Aging—and How to Take the First Step Joseph M. Casciani, PhD 35:41

Planning for later life often begins later than we expect. Many families find themselves making important decisions under pressure, rather than with Clarity and intention. In this episode of the Living to 100 Club, Nancy Cogar shares practical strategies to help individuals and families think ahead—before a crisis occurs. Drawing on her legal expertise and experience, she outlines thoughtful approaches to planning, decision-making, and navigating the complexities that often come with aging.

In this encore episode of the Living to 100 Club, Dr. Joseph Casciani welcomes back Nancy Cogar, author of Boomertime Blueprint, to explore why so many individuals and families delay planning for later life—and what it costs them when they do. Why is legal planning so important, and how do we get started?

Nancy brings a thoughtful, advocacy-based perspective to aging, Caregiving, and decision-making. Together, they discuss how to move from avoidance to action, with practical steps that can reduce Stress, improve communication, and support better outcomes for everyone involved.

This conversation is especially relevant for adults 55+ and for Family members who may find themselves stepping into caregiving roles—often without a plan. For those looking to take the next step, additional guidance and resources are available through the Living to 100 community.

What You’ll Learn

Why aging-related planning is so often delayed

The emotional and psychological barriers behind avoidance

What can happen when planning is postponed too long

Practical first steps individuals and families can take now

Common misconceptions about aging, independence, and caregiving

How Boomertime Blueprint helps guide people toward informed decisions

About Nancy Cogar

Nancy Cogar is an advocate, educator, and author focused on helping individuals and families navigate the complexities of aging with greater clarity and confidence. Her work emphasizes proactive planning, informed decision-making, and compassionate communication. Her new book, Boomertime Blueprint, offers a practical guide to preparing for the later stages of life.

For Our Listeners

Nancy’s Website: Nancy Cogar

Dr. Joseph Casciani has a 35-year history in aging as a psychologist and manager of mental health practices. He was awarded the first contracts from the California Department of Aging in 1982 to develop mental health training for the state’s nursing homes. For 16 years, he was the clinical lead for a multi-state group practice for patients in nursing homes. He later ran his own multi-state company, Concept Healthcare, for 8 years.

In 2018, he extended his professional interest in aging to his new venture, the Living to 100 Club. The website, www.Livingto100.Club, offers a collection of strategies and resources on successful aging, and his weekly podcasts on aging and longevity continue in this tradition with guests who share their professional insights about aging well and making the most of our senior years. He is now a clinical consultant, public speaker, provides one-on-one counseling, and sells a package of life enriching resources to retirement communities and senior organizations.