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Most business owners only look at their numbers once a year. Usually at tax time. They hand everything over to their CPA, find out if they owe Money or they're getting a refund, and then tuck it …

Most business owners…

Most business owners only look at their numbers once a year. Usually at tax time. They hand everything over to their CPA, find out if they owe money or they're getting a refund, and then tuck it all away until the next year.But your financials are more than a tax obligation. They're a conversation your business is having with you every single month... whether you're paying attention or not.In this solo episode of Getting to the Bottom Line, Stephanie walks through the three financial reports every business owner should be reviewing: the Profit and Loss, the Balance Sheet, and th…

What happens when your clients love you, your retention is solid, and your close rate is strong... but there just aren't enough people in the pipeline?In this episode of Cash Flow Confessions, St…

What happens when yo…

What happens when your clients love you, your retention is solid, and your close rate is strong... but there just aren't enough people in the pipeline?In this episode of Cash Flow Confessions, Stephanie sits down with Scott Maderer, stewardship coach and founder of Inspired Stewardship, who opens up about the client acquisition challenge that quietly affects everything downstream, from revenue to cash flow to your own peace of mind. Scott's business isn't broken. His clients stick around. They get results. But getting the right prospects to the table? That's where the real …

What if you could save thousands every year just by renegotiating the contracts you already have?In this episode of Getting to the Bottom Line, Stephanie sits down with Kathryn Rowell, a cost optimiza…

What if you could sa…

What if you could save thousands every year just by renegotiating the contracts you already have?In this episode of Getting to the Bottom Line, Stephanie sits down with Kathryn Rowell, a cost optimization consultant with over 36 years of experience in budgeting, vendor management, and operational efficiency. Kathryn spent her career in law enforcement managing multi-million dollar budgets and negotiating vendor contracts, and now she brings that same expertise to help business owners keep more of their revenue.Kathryn walks through her process for identifying hidden savings in everyday busines…

What do you do when it's Thursday night, payroll hits Friday morning, and the money just isn't there?In this episode of Cash Flow Confessions, Stephanie sits down with Dennis "DM" Meador, fo…

What do you do when …

What do you do when it's Thursday night, payroll hits Friday morning, and the money just isn't there?In this episode of Cash Flow Confessions, Stephanie sits down with Dennis "DM" Meador, founder of the Legal Podcast Network, who shares the kind of payroll nightmare every bootstrapped business owner secretly fears. A single complaint to his credit card company froze $30,000 of his cash, just months into building a team of 10–12 people. Suddenly, payroll wasn't just tight — it was gone.DM opens up about how he handled it, why brutal honesty with his team saved his business, a…

You might be spending thousands on marketing and still leaving money on the table, not because your product isn't good, but because you're talking to people you don't really know.In thi…

You might be spendin…

You might be spending thousands on marketing and still leaving money on the table, not because your product isn't good, but because you're talking to people you don't really know.In this episode, Stephanie sits down with Kristin Zhivago, revenue systems architect and president of Zhivago Partners, to talk about what's actually getting in the way of your sales. Kristin has spent decades interviewing customers, identifying hidden sales stoppers, and helping companies remove friction from their buying process, and the results speak for themselves. One of her clients went from …

What if the biggest thing holding your business back… is your relationship with money?In this powerful Cash Flow Confession, Renee Hastings shares a deeply personal journey of confronting a hidden p…

What if the biggest …

What if the biggest thing holding your business back… is your relationship with money?In this powerful Cash Flow Confession, Renee Hastings shares a deeply personal journey of confronting a hidden poverty mindset that was limiting her ability to receive financial success, even as her business was growing.As the founder of a successful virtual assistant agency serving entrepreneurs, private equity, and Real Estate professionals, Renee found herself facing an unexpected challenge: fear of abundance. Despite doing meaningful work and generating revenue, she struggled internally with accepting m…

What if the biggest thing holding your business back… isn’t your strategy, but your assumptions?In this episode of Getting to the Bottom Line, Stephanie Smith sits down with entrepreneur and neuro…

What if the biggest …

What if the biggest thing holding your business back… isn’t your strategy, but your assumptions?In this episode of Getting to the Bottom Line, Stephanie Smith sits down with entrepreneur and neurodivergent business advocate Avy Schondorf to unpack why so many business owners feel stuck, overwhelmed, and unsure of their next move, and how to fix it.Avy shares how she accidentally built her company, Alisto, out of necessity after moving to the U.S. in 2020, and how her experience as an ADHD entrepreneur shaped a completely different approach to business Growth, one rooted in data, Clarity, a…

Many entrepreneurs believe the only way to grow their business is by purchasing expensive leads. But what if the real growth strategy was already sitting in your own community?In this episode of Cash …

Many entrepreneurs b…

Many entrepreneurs believe the only way to grow their business is by purchasing expensive leads. But what if the real growth strategy was already sitting in your own community?In this episode of Cash Flow Confessions on Getting to the Bottom Line, host Stephanie Smith sits down with warm marketing strategist Billy Sammons to unpack a powerful shift in mindset: moving from cold lead generation to authentic relationship-based marketing.Billy shares the financial challenge that many entrepreneurs face when starting their business—spending thousands of dollars on paid leads that rarely convert. …

Are your financial reports giving you the full picture,  or hiding costly mistakes?In this episode of Getting to the Bottom Line, host Stephanie Smith of New Light Financial Solutions is joined by he…

Are your financial r…

Are your financial reports giving you the full picture,  or hiding costly mistakes?In this episode of Getting to the Bottom Line, host Stephanie Smith of New Light Financial Solutions is joined by her husband and business partner, Kris Smith, to unpack the most common bookkeeping cleanup issues they see when working with high-earning entrepreneurs.If you’ve ever fallen behind on your books, categorized expenses “close enough,” or wondered why your profit doesn’t match your bank balance, this episode is for you.Stephanie and Kris break down two of the biggest financial clarity killers:…

What happens when your business crosses $1 million in revenue… but you can’t afford your mortgage?In this powerful Cash Flow Confessions episode of Getting to the Bottom Line, host Stephanie Smith…

What happens when yo…

What happens when your business crosses $1 million in revenue… but you can’t afford your mortgage?In this powerful Cash Flow Confessions episode of Getting to the Bottom Line, host Stephanie Smith sits down with profitability expert Leanne Ozaine to unpack the painful, and surprisingly common, reality of being “profitable” on paper but broke in real life.Leanne shares the dark moment that changed everything: running a million-dollar software company, speaking in 30 cities a year, growing fast… and quietly accumulating six figures of debt. The turning point? A simple, humbling exercis…

What if the fastest way to grow your revenue, profit, and cash flow wasn’t working harder, but letting go?In this episode of Getting to the Bottom Line, host Stephanie Smith, owner of New Light Fina…

What if the fastest …

What if the fastest way to grow your revenue, profit, and cash flow wasn’t working harder, but letting go?In this episode of Getting to the Bottom Line, host Stephanie Smith, owner of New Light Financial Solutions, sits down with Renee Hastings, President and CEO of Executive Help Now, for a powerful conversation about delegation, trust, and reclaiming your time as a business owner.Renee shares her incredible journey from growing up in an Amish community in Wisconsin to becoming a trusted right-hand partner for founders, executives, and content creators worldwide. With over 20 years of exper…

In this eye-opening Cash Flow Confessions segment of Getting to the Bottom Line, host Stephanie Smith sits down with Ian Noble, former dry cleaning business owner turned passive real Estate investment…

In this eye-opening …

In this eye-opening Cash Flow Confessions segment of Getting to the Bottom Line, host Stephanie Smith sits down with Ian Noble, former dry cleaning business owner turned passive real estate investment strategist, for a candid conversation about one financial moment that changed everything.Ian shares how witnessing his father burn out and cover payroll from personal funds taught him a hard lesson early in business ownership. That experience led him to build one simple but powerful habit: automating profit daily. Without realizing it, Ian was already applying Profit First principles, building re…