Payments as a Service is the modern, integrated method businesses use to manage payment processing. Instead of dealing with disparate hardware vendors, gateways, and processors, you connect to a single API or platform that handles the entire payment lifecycle—from secure customer onboarding to final settlement.
Nationwide Payment Systems pioneered this integrated model years ago, offering the NPSONE gateway and platform, which fully supports:
Credit Card and ACH payments (essential for B2B).
Recurring billing and subscription management.
Smart invoicing and custom payment links.
QuickBooks two-way synchronization.
Custom APIs for SaaS and CRM platforms.
White-label options for software providers.
Whether you’re building a fintech platform, a specialized booking app, or a large B2B invoicing solution—NPS provides the robust tools and the dedicated support team to power your payments seamlessly.
Yes, Stripe is a popular choice, but its flat-rate pricing and automated risk management can limit high-volume, B2B, or high-risk merchants.
Nationwide Payment Systems offers the same API-driven processing but pairs it with critical business stability features:
Real human support 24/7, eliminating frustrating ticket-only queues.
Transparent Interchange-Plus pricing instead of inflated flat rates.
No arbitrary shutdowns or sudden fund holds (rolling reserves are negotiated, not mandated).
Our APIs and services include:
Tokenized payments for simplified PCI compliance.
Integrated ACH and eCheck solutions for lower-cost payment acceptance.
Secure Payment-on-File capabilities for recurring revenue.
Branded checkout pages and hosted payment links.
Secure onboarding flows designed for seamless software platform integration.
When you choose NPS, you’re working with a trusted U.S.-based provider that has powered thousands of merchants for over two decades.
Developers Love our system because the NPSONE API suite is designed for flexibility and scalability.
You can fully embed payment functionality into your software, enabling your end-customers to process transactions directly, and easily grow a new, sticky revenue stream.
The API suite is perfectly suited for modern use cases:
SaaS billing automation and reconciliation.
Marketplace funds collection and payouts.
High-volume B2B invoicing and ACH collection.
Membership and subscription management tools.
Integrated Retail, restaurant, and hospitality POS solutions.
Unlike the large, automated platforms, NPS offers a true ecosystem that prioritizes the client’s control and profitability:
| Feature | The Big PaaS Platforms | Nationwide Payment Systems (NPS) |
| Support Model | Chatbots & Ticket Queues | Direct Access to Live Humans 24/7 |
| Pricing | Flat Rate (Higher Costs at Scale) | Interchange-Plus (Transparent & Fair) |
| Data Control | Processor controls merchant data | Real Control over your merchant data and transactions |
| Contract | Implied Lock-in & Termination Risk | Flexible API Integrations—No Lock-in Contracts |
| Risk Tolerance | Low (Frequent Fund Holds) | High-Risk, B2B, & Multi-Location Specialists |
We’ve built a true Payments as a Service model—combining advanced software, flexible APIs, and essential human expertise to help businesses run better.
Embedded payments are the future of commerce. Nationwide Payment Systems has been connecting software and payments for decades in ways that save time, reduce fees, and increase revenue.
We call it business as usual.
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Ready to join the fintech revolution? You can sign up directly through our merchant onboarding link and live in as little as 24 hours.
Schedule a Call with Allen Kopelman
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PaaS allows businesses to use a single platform or API for all payment functions — processing, settlement, invoicing, and reporting — without building or maintaining the underlying payment infrastructure from scratch.
Nationwide Payment Systems (NPS) offers the same deep API flexibility as Stripe but is differentiated by providing significantly lower fees, dedicated U.S.-based support, and highly customizable integrations tailored for specific industries.
Yes. Our NPSONE API is designed specifically to enable developers to embed secure card and ACH payments directly into their proprietary SaaS, CRM, and ERP systems, creating a seamless user experience.
Absolutely. NPS offers full ACH and eCheck processing capabilities alongside traditional credit and debit cards, making it an ideal solution for B2B transactions, large payments, and recurring billing models.
Yes. We offer white-label payment solutions allowing Independent Software Vendors (ISVs) and software companies to provide payment portals and services branded as their own, while relying on our secure, robust back-end infrastructure.
NPS serves a wide range of industries including retail, restaurants, hospitality, healthcare, B2B wholesalers, various service companies, and specialized SaaS platforms nationwide.
Yes, NPSONE is fully PCI-DSS compliant. Furthermore, it incorporates tokenization technology to ensure maximum data Security and simplify compliance requirements for all our merchants.
Our payment gateway delivers robust reporting, including real-time transaction data, downloadable reports for reconciliation, and detailed analytics to efficiently monitor sales and settlement activities.
Yes. The NPSONE platform features two-way QuickBooks synchronization, ensuring that all your transactions, invoices, and payments are automatically updated and reconciled, saving time and reducing manual errors.
You can schedule a free consultation and API walkthrough by visiting NationwidePaymentSystems.com/contact or by calling our sales team directly.
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