Once you’ve reached retirement age, your free time is yours to do as you wish. You can spend your days doing things around the house, going on day trips and vacations, or spending quality time with family and friends. You might invest more time in hobbies and other interests. Sometimes, your hobbies, like the ones […]
Most people look forward to retirement. Even those who know they’ll be on a limited income look forward to the day when they no longer need to work. However, sometimes what looks like a great thing in the beginning can start to get old after a while. Sometimes, tight finances weigh on you, and you […]
Remember that kid who sat at the front of each class, eager to answer the teacher’s questions? The child who helped other students struggling with homework out of their own kindness? Certain qualities in children or young adults point to success later on in life. A person with a positive mindset about failure and someone […]
You spent your entire career working toward the day you could afford to live without worrying about a constant cash flow. Once you’ve established that lifestyle, aka retirement, you decided you would go all out, buying the most lavish, luxurious items you could get your paws on. Is this method of living the best kind […]
Technology has become such a big part of our lives that it’s easy to forget what life was like before tech. For the younger generations, all they’ve ever known is a plugged-in life. They have little to no idea what it was like living without tech. Baby boomers and Generation X remember life before technology […]
Working with a tight budget is never easy, and finding a way to eat on that tight budget can make things even harder. However, there are some staple items that people will continue to eat even when they feel like they have no money. Whether you’re eating breakfast, lunch, or dinner, finding cheap meal options […]
After an economic failure, panic ensues. The market crashes, everyone scurries around looking for stability, yet no one seems to know how to calm the mass hysteria. If the economy fails, one way to avoid launching into a crisis involves owning a stable home. When these recessions happen, housing prices plummet alongside interest rates and […]
Spending wisely is a good habit in all stages of life, and retirement is no exception. This includes being frugal. Some things are worth being frugal over far more than others. The trick is to know when to take that extra savings step. There’s no specific formula to decide when being frugal has gone too […]
Who doesn’t love getting things at discounts or for free, especially when you’re a senior who is approaching retirement or already receiving your pension? After years of hard work, you’ll be thinking about managing your finances and saving more money. Luckily, American seniors enjoy plenty of discounts and freebies. Many non-profit organizations provide free services […]
To bank or not to bank. It’s a question that’s been plaguing USAmericans since before my grandmother was sewing money into her curtains. As part of The Greatest Generation, she was a child during the Great Depression from 1929 to 1939. At just 20, when the Great Depression ended, she couldn’t trust banks. Now, some […]
