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Healthcare’s Big Bite Out of Retiree Budgets

This year, retirees were jolted by the 14.5 percent hike in Medicare’s Part B premium for medical services. It was the second-largest percentage increase in at least 20 years. The monthly premium, which rose to $170, will drop to $165 in 2023. But medical care is an expensive proposition that consumes a big chunk of many retirees’ […]

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Good News on Health Insurance in Pandemic

To paraphrase a U.S. senator in 1977, the moral test of government is how it treats the sick, the poor, and children. That rings especially true during an historic public health emergency like COVID. Congress came through with financial relief to blunt the pandemic’s impact, and the money that flowed through the economy provided more […]

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Need for Low-Cost Retiree Housing is Urgent

San Francisco is caught in the vortex of two powerful forces: a fast-growing retiree population and rising rents. Residents over 60 are expected to make up a fourth of the city’s residents by 2030, according to this video project for The San Francisco Standard by Chris Chang, a student in the University of California, Berkeley’s […]

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Older and Self-Employed – a Satisfied Group

The transition to retirement can take many paths. A couple years ago, Joelle Abramowitz at the University of Michigan described three groups of self-employed workers over 50. The bulk of them work independently, either as independent contractors or doing odd jobs, and are more often minorities, with very low pay and few employee benefits. Think […]

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The Bridge to a Larger Social Security Check

Retirees who postpone collecting Social Security from age 62 to 66 – the full retirement age for most baby boomers – get around a third more in their monthly checks. Delaying to 70 increases it even more. There’s one problem with this strategy. Many people want to retire well before they turn 66. But there […]

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How Disabilities are Tied to Food Insecurity

People with disabilities have high rates of food insecurity because they earn less or can’t work at all. Add to that their unusually large expenses for health care and assistive equipment like wheelchairs and special computers. But the roots of food insecurity run deeper than just the financial constraints. Even middle-income people with disabilities are […]

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Keeping Your Cool in Salary Negotiations

One big problem people have when negotiating for a job or a raise is that they get in their own way. Negotiating unleashes a brew of emotions – fear of rejection, a lack of confidence, doubts – that can sabotage them. The British have coined a word for this type of anxiety: collywobbles. Moshe Cohen, […]

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Women Get Less from Workers’ Comp

Women receive less medical care for their health problems than men with the same conditions, research shows. And doctors are more likely to tell women their symptoms are emotional rather than physical. Differential treatment for men and women also exists in another corner of the healthcare system: workers’ compensation claims. Women injured on the job […]

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Suburban ‘Rent Deserts’ are a Problem

Boston, a city of fewer than 1 million people, is surrounded by layers and layers of suburbs linked to the city by subways, ferries, and a commuter rail. The suburbs’ opposition to a new state law requiring them to zone some land for apartments illustrates why U.S. rental housing is scarce and rents have soared. […]

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New Social Security Data on Child Benefits

Stacks of research studies document the impact of Social Security’s various benefits on the adults receiving them. But little is known about the children who get Social Security checks every month. That’s starting to change, thanks to Timothy Moore at Purdue University. To advance research on child beneficiaries, he has created a database with more […]

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