Stepping into the world of cryptocurrency trading feels a lot like entering a bustling financial hub — full of opportunities, risks, and different ways to engage with the market. But before you start buying and selling digital assets, there’s one fundamental decision to make: should you use a cryptocurrency broker or an exchange? At first […]

Before the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors: Today’s Question Barry wrote in and asked: Jesse – I’ll need about $100,000 per year from my portfolio in retirement. I have $3M in my retirement portfolio. It’s producing about $60,000 in income and dividends for me, meaning I […]

Before the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors: Editor’s Note: I published this article on April 9, about 45 minutes before President Trump announced a 90-day pause on tariffs, sending the market **rocketing** skyward. I’ll be surprised if this is the last of the tariff tantrum, and […]

Historians doubt Marie Antoinette ever said, “Let them eat cake.” The apocryphal tale is that upon hearing that French peasants had no bread, she coldly suggested they eat brioche instead – a richer, more expensive pastry. Shame on you, Marie! But historians doubt she ever said it. The quote likely originated decades earlier and was used to criticize […]

My blog inbox and my professional inbox exploded last week with tariff questions. At first, I thought, “Everyone’s already talking about it…do I really need to add my voice to the fray?” But the questions kept coming. And after two terrible red days on Thursday April 3 and Friday April 4, the futures market looks […]

Comedian George Carlin joked, “Have you ever noticed that anybody driving slower than you is an idiot, and anyone going faster than you is a maniac?” What’s your driving style? The Bullet floors it in the left lane, weaving through traffic like Richard Petty, convinced speed limits are merely suggestions. The Oblivious Cruiser plants themselves […]

Most people believe that money is created through active income. They rarely think about passive income or even residual income as a source to generate wealth or financial freedom. Wealth is thought of as being reserved for those that have the means to create and make money. These may be the rich and famous or […]

Before the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors: The world of financial planning comprises many strategies and tactics, some big and some small. Dollar-cost averaging, sequence of returns, tax-loss harvesting, and the list goes on. Depending on who you ask, the process known as “asset location” could […]

When looking at different investments to create a well-balanced portfolio, it is hard not to look at ETFs to grow your wealth. Some of the best ETFs on the market, are those that track a simple index with a low expense ratio.  These ETFs can range from total market large-cap funds to the growth dividend […]

Before the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors: I originally wrote this in 2021 (31 lessons in 31 years). But here in 2025, I’ve had a crazy busy week and not enough time to write a brand-new article. Perfect timing though! My birthday is Saturday, so let’s […]