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Middle Class Gets the Most from Medicare

This is a fact of retirement life: older Americans haven’t paid as much into Medicare and Medicaid as government spends on their healthcare and nursing home stays. But it is middle-class retirees who get the most out of the system, according to a new study. Middle-income households receive about $230,000 to $260,000 more in Medicare […]

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Mastering Cross-Generational Communication

Let’s face it, cross-generational communication can be a real struggle. Just try talking to your Greatest Generation grandpa about Snapchat or TikTok – it’s really hard! But, in today’s society where we’re constantly interacting with people from all walks of life and a wide variety of ages and life-experience, it’s important to know how to […]

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COVID’s Impact on Claiming Social Security

The economy expanded smartly in the years before the Great Recession, just as it did before the COVID downturn. But the two recessions were markedly different, with opposite effects on when older workers signed up for Social Security, a new study finds. In 2008, the stock market slid nearly 40 percent. Older Americans with retirement […]

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COVID’s Small Impact on Future Mortality

The most COVID deaths were among Americans over age 60, who accounted for 300,000 of the 500,000 U.S. deaths from the disease in its first year. A new study by the Center for Retirement Research finds, not surprisingly, that the oldest survivors of the early months of the pandemic were healthier than those who died […]

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How Baby Boomers Are Struggling to Survive In a Volatile Economy

The baby boomers are aging, and many are looking forward to the retirement years they have worked hard for. Unfortunately, however, their plans for retirement are being disrupted by a volatile stock market and increasing inflation. These retirees are being locked into low-interest bonds, annuities, and other investments that do not keep up with inflation. […]

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Fixed Income – 5 Important Facts For Baby Boomers

For many baby boomers, retirement is just around the corner. And, while retirement can be a time of rest and relaxation, it’s also important to consider how you’ll generate income during this stage of life. For many people, that means relying on assets such as savings accounts and investments to produce a reliable stream of […]

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Yes, White Men’s Career Paths are Different

White men have the most success over the course of their lives in holding on to well-paying jobs that require high-level analytical abilities and interpersonal skills, a new study finds. They have so much success that they often remain in this challenging non-routine work – astronomer, community college instructor, and analyst are examples – well […]

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How Eager are Employers to Hire Boomers?

Older Americans’ share of the labor force has doubled since the early 1990s, and they constitute roughly one in four workers today. But their dominance is mainly an artifact of the baby boomers’ demographic bulge moving through the labor force and says little about how employers view the growing ranks of aging workers. Employers’ willingness […]

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Baby Boomer Investing in the Perilous Decade of the 2020s

Most of our 78 million baby boomers will spend much of this decade in the Risk Zone spanning the 10 years before and after retirement. Losses in the Risk Zone can make remaining lifetimes far less comfortable, and could make boomers a burden on society because $50 trillion is at stake. Following the Roaring 2010s, […]

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