If you’re like a lot of people nearing Retirement, your 401(k) or 403(b) is probably the biggest part of your savings. But do you actually know how it’s invested—or how much risk in stocks you’re taking on without realizing it?
In this episode of Friends Talk Money, we’re going to look more closely. Ron Surz, a long-time retirement Investing expert and president of Target Date Solutions joins us—and he’s not afraid to call out where he thinks popular target date funds are falling short. He’ll walk us through what he believes is a better way to structure retirement portfolios, especially for people in their 50s, 60s, and those already retired.
We’ll talk about:
- What’s really under the hood in your retirement plan
- The real risks inside target date funds—and how they’re built
- What Ron recommends instead, and why
- What to think about before you roll over your retirement savings
- The most common mistakes people make late in the game—and how to avoid them.
Whether you’re in your 50s, 60s, or already retired, this conversation will give you actionable steps to take control of your retirement savings today.
Pam Krueger is an investor advocate, personal finance journalist, and author. She is the founder and CEO of Wealthramp, an advisor matching platform that connects consumers with rigorously vetted and qualified fee-only financial advisors. Pam created and co-hosted the award-winning investor education TV series, MoneyTrack, seen on 250+ public stations on PBS. With over 25 years in the industry, Pam is one of the leading voices on financial literacy and financial empowerment. When she’s not writing about financial planning for Worth, she’s talking about investing strategies on her podcast, Friends Talk Money.
