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Understanding your personal finances means treating them like a business, and that's exactly what this episode of Ditch the Suits emphasizes. Travis and Steve dive into the importance of recognizing y…

Understanding your p…

Understanding your personal finances means treating them like a business, and that's exactly what this episode of Ditch the Suits emphasizes. Travis and Steve dive into the importance of recognizing yourself as the boss of your financial situation, encouraging listeners to engage with financial advisors as if they were hiring employees. They discuss the pitfalls of over-reliance on financial professionals who may not have your best interests at heart, and how to spot red flags in the financial services industry. Throughout the conversation, they highlight the necessity of being proactive and i…

In our last episode, we did a status check on the state of the financial advice industry. We discussed that the term financial advisor is meaningless and how you can get more information on any potent…

In our last episode,…

In our last episode, we did a status check on the state of the financial advice industry. We discussed that the term financial advisor is meaningless and how you can get more information on any potential financial advisor or firm you may consider working with. This episode is an open conversation about some of our experiences helping people find real value via financial planning.This episode of Ditch the Suits dives deep into the true value of financial planning and the importance of working with a fiduciary financial planner. We share experiences from our combined 25+ years working in the fin…

Have you ever thought “should I work with a financial advisor” or if you already do, “do I need a second opinion?” Or maybe, “aren’t all financial advisors the same?” In this episode you…

Have you ever though…

Have you ever thought “should I work with a financial advisor” or if you already do, “do I need a second opinion?” Or maybe, “aren’t all financial advisors the same?” In this episode you’ll get the answer to these questions and more as we dig into the state of the financial advisor industry.Should you hire a financial advisor? This question lies at the heart of the latest discussion on the Ditch the Suits podcast, where hosts Travis and Steve peel back the layers of the financial services industry. They explore the different types of financial professionals, clarifying the d…

The holiday season brings a unique blend of reflection and anticipation for us on the Ditch the Suits podcast. In this episode, we take a moment to appreciate our journey over the past year, celebrati…

The holiday season b…

The holiday season brings a unique blend of reflection and anticipation for us on the Ditch the Suits podcast. In this episode, we take a moment to appreciate our journey over the past year, celebrating a remarkable 34% Growth in listenership. We’re excited to share updates to our content strategy, including guest interviews and deeper dives into key topics, to offer varied insights from active professionals in financial planning.A central theme of this discussion is the significance of personal connections during this busy time. We explore how financial planning should never come at the exp…

Join us as we dive into a comprehensive recap of the past year's highlights from our Ditch the Suits podcast. This episode reflects on the critical financial insights we've shared, focusing on the imp…

Join us as we dive i…

Join us as we dive into a comprehensive recap of the past year's highlights from our Ditch the Suits podcast. This episode reflects on the critical financial insights we've shared, focusing on the importance of understanding your money in the context of life and personal fulfillment. From navigating Estate planning to tackling the complexities of bonds, we explore how our discussions have aimed to empower listeners with practical knowledge for their financial journeys. We also address the impact of current events, such as corporate profits and election cycles, on personal Finance, emphasizing …

This episode of the Ditch the Suits Podcast dives deep into the emotional and financial complexities that arise after losing a loved one.. Co-hosts Travis Maus and Steve Campbell emphasize the importa…

This episode of the …

This episode of the Ditch the Suits Podcast dives deep into the emotional and financial complexities that arise after losing a loved one.. Co-hosts Travis Maus and Steve Campbell emphasize the importance of taking time to grieve and not rushing into decisions, advocating for a thoughtful gap analysis to assess financial needs and future goals. They explore the potential emotional burdens tied to property ownership and the responsibility that comes with selling, particularly the concern for future buyers. The conversation highlights the necessity of understanding the intention behind financial …

This episode of the Ditch the Suits Podcast explores the profound challenges of rebuilding life after the loss of a loved one. It focuses on both the emotional and practical decisions that arise in th…

This episode of the …

This episode of the Ditch the Suits Podcast explores the profound challenges of rebuilding life after the loss of a loved one. It focuses on both the emotional and practical decisions that arise in the wake of such a life-altering event.A show follower asked Travis and Steve about their experience managing a family farm after losing a partner while also navigating the responsibility of caring for a mother who wants to remain nearby. Recognizing that many people may face similar struggles, Travis committed to dedicating two full episodes to help others navigate life after loss.Travis underscore…

This episode of Ditch the Suits Podcast delves into the intricate world of financial planning, particularly as the year draws to a close. Hosts Steve Campbell and Travis Maus discuss practical actions…

This episode of Ditc…

This episode of Ditch the Suits Podcast delves into the intricate world of financial planning, particularly as the year draws to a close. Hosts Steve Campbell and Travis Maus discuss practical actions that individuals can take before the end of the year, emphasizing the importance of understanding capital gains and the potential benefits of tax loss harvesting. The discussion highlights the distinction between short-term and long-term capital gains and the associated tax implications, guiding listeners to make informed decisions about their investments. Moreover, they introduce charitable givi…

This episode of the Ditch the Suits podcast gives practical financial insights that can significantly impact your money management strategies. Steve Campbell and Travis Maus emphasize the importance o…

This episode of the …

This episode of the Ditch the Suits podcast gives practical financial insights that can significantly impact your money management strategies. Steve Campbell and Travis Maus emphasize the importance of completing a personal tax assessment, which acts as a mock tax return to identify potential opportunities and gaps in your financial planning. They also discuss the critical need to revisit your 401(k) contribution strategy, highlighting the risks of overfunding and underfunding these accounts. The conversation touches on the benefits of Roth conversions, particularly for those who may find them…

This episode focuses on practical financial strategies for preparing for the end of the year and setting yourself up for success in the coming year. Travis and Steve discuss the importance of revisiti…

This episode focuses…

This episode focuses on practical financial strategies for preparing for the end of the year and setting yourself up for success in the coming year. Travis and Steve discuss the importance of revisiting your budget, emphasizing that it should be a flexible tool rather than a rigid constraint. They introduce the concept of an income-sourcing plan for those approaching Retirement, highlighting how to draw from various accounts to optimize tax efficiency effectively. Additionally, they reveal the hidden benefit of receiving extra paychecks throughout the year, which can be leveraged for debt redu…

In this episode of Ditch the Suits, Steve Campbell and Travis Maus discuss the hidden costs of a high salary. They emphasize that financial freedom is more than just money and that Stress and Anxiety …

In this episode of D…

In this episode of Ditch the Suits, Steve Campbell and Travis Maus discuss the hidden costs of a high salary. They emphasize that financial freedom is more than just money and that stress and anxiety can lead to an unfulfilled life. The conversation explores whether a high salary equates to job satisfaction and personal happiness, the importance of considering the benefits package, and the possibility of making more money by earning less salary. They also discuss the impact of geography on salary and the need to reframe the conversation around salary and future prospects.______________________…

In this episode of Ditch the Suits, Steve Campbell and Travis Maus discuss the mistakes people make when selling a house or a business. They highlight the concept of anchoring bias, where individuals …

In this episode of D…

In this episode of Ditch the Suits, Steve Campbell and Travis Maus discuss the mistakes people make when selling a house or a business. They highlight the concept of anchoring bias, where individuals become fixated on a specific number and are unwilling to consider other options. They provide examples of how this bias can lead to financial losses and missed opportunities. The conversation covers the importance of considering the broader context, such as taxes, terms of the deal, and opportunity costs. Together, they emphasize the need for a comprehensive understanding of the numbers and the va…

Part 2 of the Proposed Tax Policy Grab Bag delves into the potential repercussions of proposed tax legislation that could significantly impact wealth creation and financial mobility, particularly for …

Part 2 of the Propos…

Part 2 of the Proposed Tax Policy Grab Bag delves into the potential repercussions of proposed tax legislation that could significantly impact wealth creation and financial mobility, particularly for middle-class individuals and small business owners. We discuss how changes to capital gains taxes, eliminating the step-up basis at death, and increased taxes on stock buybacks could lead to double taxation and hinder economic growth. We emphasize the importance of understanding these complex tax policies, as they may affect not only those in high-income brackets but also everyday Americans strivi…

This episode delves into the potential impact of proposed tax policy changes that could significantly affect Americans, particularly those making over $400,000, and the broader implications for everyd…

This episode delves …

This episode delves into the potential impact of proposed tax policy changes that could significantly affect Americans, particularly those making over $400,000, and the broader implications for everyday citizens. We discuss how these tax changes, including increases on capital gains and the introduction of new taxes, may not only target high earners but could also trickle down to the average person in various ways. We emphasize the importance of understanding that tax policies can influence the Economy as a whole, affecting prices and investment opportunities. We also highlight the misconcepti…

This episode into the controversial proposal of taxing unrealized capital gains, a measure that could have far-reaching consequences for individuals and the economy at large. Hosts Steve Campbell and …

This episode into th…

This episode into the controversial proposal of taxing unrealized capital gains, a measure that could have far-reaching consequences for individuals and the economy at large. Hosts Steve Campbell and Travis Maus break down the implications of such a tax, emphasizing that it not only targets the ultra-wealthy but could also negatively impact everyday Americans. They discuss how taxing assets that have not been sold creates a precarious situation where individuals might be forced to liquidate holdings to pay taxes on hypothetical gains, potentially destabilizing markets and affecting job securit…

We continue our series by taking a critical look at the proposed taxation of unrealized capital gains, a topic that has stirred considerable debate among financial experts and policymakers. We initiat…

We continue our seri…

We continue our series by taking a critical look at the proposed taxation of unrealized capital gains, a topic that has stirred considerable debate among financial experts and policymakers. We initiate the conversation by defining unrealized gains—the increase in value of an asset that has not yet been sold—and how the proposed tax would apply primarily to individuals with substantial wealth, specifically those with assets exceeding $100 million. We argue that while the tax might seem targeted at the ultra-wealthy, its implications could have far-reaching effects on the economy and individ…

**We are pausing our current series to bring you five timely episodes surrounding suggested new tax policies**In this new series, we delve into the complexities of corporate taxation and its implicati…

**We are pausing our…

**We are pausing our current series to bring you five timely episodes surrounding suggested new tax policies**In this new series, we delve into the complexities of corporate taxation and its implications for individual investors. We argue that while raising taxes on corporations may seem like an attractive solution for increasing government revenue, the actual burden often trickles down to shareholders, employees, and consumers. This episode highlights the intricate flow of money through corporations, emphasizing that corporations are not standalone entities but rather integral components of t…

In this episode of the Ditch the Suits podcast, Steve Campbell and Travis Maus discuss why net worth is the wrong number to track for financial freedom. They emphasize that financial freedom is not ju…

In this episode of t…

In this episode of the Ditch the Suits podcast, Steve Campbell and Travis Maus discuss why net worth is the wrong number to track for financial freedom. They emphasize that financial freedom is not just about money, but also about living a fulfilling life free from stress and anxiety. They explore why people stress about the volatility of their net worth and the value of their future estate. Travis explains that people's fixation on net worth is rooted in social pressure and the misconception that it determines their worth and flexibility. They also discuss the difference between price and val…