December 9th, 2024
Steve Cummings
Do you ever look at your bank account and wonder where all your money goes? Sure, some of it pays for necessities like living and transportation expenses, but how much of your hard-earned cash goes toward nonessential purchases? In the moment, those unnecessary purchases may seem like just a few dollars here and there, but […]
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December 6th, 2024
Steve Cummings
Many retirees move to other U.S. towns and cities that are the most hospitable to them and their needs, including the cost of living, public safety, and quality of life. Choosing to live in these places is easy. Yet some cities aren’t popular with retirees because they don’t offer the amenities other places have. This […]
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December 4th, 2024
Steve Cummings
Living frugally is often seen as being cheap. However, it’s not quite so simple. Living frugally is all about saving money where, when, and as often as you can. It isn’t about skimping on fun or never paying for a great experience. Being invested in a frugal lifestyle often prioritizes experiences over possessions. So, if […]
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December 3rd, 2024
Steve Cummings
Experienced travelers will tell you there are spots around the world that are so amazing, you have to see them for yourself. These places have landmarks or experiences that are unique and can’t be replicated anywhere else. The hype around these locales is well-deserved. All it takes is a sense of adventure and curiosity to […]
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December 2nd, 2024
Steve Cummings
I went shopping for Black Friday once while I was in college a hundred years ago. I vowed never to do it again, and I’d kept that promise to myself since that crazy morning. Admittedly, there are people who love the hustle and bustle of Black Friday shopping, but I am not one of them. […]
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November 29th, 2024
Steve Cummings
We totally understand the intense need to relax once you hit retirement. It’s more than just an impulse; it’s like your body gears up to finally take a long-awaited break. However, old habits can die hard. It’s easy to fall into a routine of keeping up with colleagues and those you once worked with, attending […]
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November 28th, 2024
Steve Cummings
When you think about your ideal place to live, is it in a busy metropolis? A quiet rural area? An isolated cottage in the woods? How about someplace near the beach, where you have a view of the water? If this is your dream, it’s not as out of reach as you may believe. Beach […]
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November 27th, 2024
Steve Cummings
With auto insurance payments, mortgages, and monthly minimums being fixed financial obligations, most of us have to find our savings in the frozen pizza freezer and deli counter. The average shopper has plenty of fat in plain sight within their grocery store receipts, and it’s time to trim. 14 groceries in particular continue to fly […]
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November 26th, 2024
Steve Cummings
Multiple variables contribute to the quality of retirement. We inspect the cost of living, available activities, scenery, quality of life, and health care as an umbrella for retirement quality. We dive further into the retirement quality based on individual preferences. Where someone prefers a waterfront retirement, someone else may hope to live in the mountains. […]
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November 25th, 2024
Steve Cummings
Portugal always lingered in the back of your mind. As a child, you flipped through a calendar illustrating rustic lands and dynamic vineyards occupying this foreign country. You felt the pull toward Portugal but couldn’t pinpoint the best way to get there. Years pass, and retirement planning stares back at you. Where should you go? […]
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