Fear is a powerful emotion, and when it comes to falling, it can do more harm than we realize. For many older adults, a fear of falling leads to avoiding everyday activities like walking outside, using stairs, or even moving around the house. But here’s the catch: the less you move, the weaker your muscles […]
Many falls happen not in unfamiliar places, but right at home, where we’re most comfortable. That’s because falls often occur when two things come together: changes in the body and small hazards in the environment. A bit of muscle weakness or joint pain, combined with a dim hallway or a loose rug, can quickly lead […]
Falls don’t happen in isolation. More often than not, they are the result of several things going wrong at the same time. A little bit of unsteadiness, a slippery floor, and perhaps a moment of distraction, that’s all it takes. For older adults, these moments can have serious consequences, but the good news is that […]
The idea of retiring at 65 is fading fast. Countries like Denmark are raising the retirement age to 70. Canada could follow. If you’re working hard and hoping for a well-earned rest someday, that kind of news can feel like a gut punch. But this isn’t the time to panic—it’s the time to get prepared. […]
The cure? Reframe retirement. When you hear that the retirement age might go up to 68 or even 70, it can feel like a punch to the gut. You’ve worked hard your whole life. You thought there was a finish line—and now it keeps moving farther away. That’s frustrating. It can make you feel stuck, […]
Too many Canadians think of CPP and OAS as their main retirement income and their personal savings as the “extra.” That mindset is dangerous. If retirement age increases or government benefits shrink, your “backup” becomes your only source of income. You need to flip the script. Your savings shouldn’t be the cushion. They should be […]
When a country ties retirement age to life expectancy, it’s no longer picking a fixed number like 65 or 67. Instead, it’s saying: “As you live longer, you’ll work longer.” That’s what Denmark has done—and if Canada follows suit, the entire retirement landscape will shift. Here’s how it would affect you: Retirement age stops being […]
When a country ties retirement age to life expectancy, it’s no longer picking a fixed number like 65 or 67. Instead, it’s saying: “As you live longer, you’ll work longer.” That’s what Denmark has done—and if Canada follows suit, the entire retirement landscape will shift. Here’s how it would affect you: Retirement age stops being […]
Denmark just tied retirement age to life expectancy. Canada might do the same. If you’re in your 40s or 50s and think 65 is guaranteed, stop dreaming. Policy-makers are watching the Danish model closely. If life expectancy increases, so will your working years—unless you take control now. Own your timeline before government owns it for […]
I have received posts about issues with the Canadian Pension Plan. The have been forwarded to me by some of my well meaning cousins. The TaxPayer Federation of Canada investigated the claims and they issued a bulletin on this. It is below: We are forwarded a lot of emails about CPP and those who died […]
