The idea of retiring at 65 is fading fast. Countries like Denmark are raising the retirement age to 70. Canada could follow. If you’re working hard and hoping for a well-earned rest someday, that kind of news can feel like a gut punch. But this isn’t the time to panic—it’s the time to get prepared. […]
The cure? Reframe retirement. When you hear that the retirement age might go up to 68 or even 70, it can feel like a punch to the gut. You’ve worked hard your whole life. You thought there was a finish line—and now it keeps moving farther away. That’s frustrating. It can make you feel stuck, […]
Too many Canadians think of CPP and OAS as their main retirement income and their personal savings as the “extra.” That mindset is dangerous. If retirement age increases or government benefits shrink, your “backup” becomes your only source of income. You need to flip the script. Your savings shouldn’t be the cushion. They should be […]
When a country ties retirement age to life expectancy, it’s no longer picking a fixed number like 65 or 67. Instead, it’s saying: “As you live longer, you’ll work longer.” That’s what Denmark has done—and if Canada follows suit, the entire retirement landscape will shift. Here’s how it would affect you: Retirement age stops being […]
When a country ties retirement age to life expectancy, it’s no longer picking a fixed number like 65 or 67. Instead, it’s saying: “As you live longer, you’ll work longer.” That’s what Denmark has done—and if Canada follows suit, the entire retirement landscape will shift. Here’s how it would affect you: Retirement age stops being […]
Denmark just tied retirement age to life expectancy. Canada might do the same. If you’re in your 40s or 50s and think 65 is guaranteed, stop dreaming. Policy-makers are watching the Danish model closely. If life expectancy increases, so will your working years—unless you take control now. Own your timeline before government owns it for […]
I have received posts about issues with the Canadian Pension Plan. The have been forwarded to me by some of my well meaning cousins. The TaxPayer Federation of Canada investigated the claims and they issued a bulletin on this. It is below: We are forwarded a lot of emails about CPP and those who died […]
Clarence, 82, believed change was for the young. “I am who I am,” he said when his doctor suggested he might benefit from stress management techniques. “At my age, you don’t start over. You just try to get through each day.” Clarence had survived military service, decades of factory work, and the loss of many […]
When June turned 75, she realized her days were still packed as full as they’d been when she was working and raising children. Between doctor appointments, grocery shopping, managing finances, helping her adult children with various crises, volunteering at church, and trying to maintain her home, June felt like she was running a marathon every […]
At 69, Don hadn’t touched his toes in years. In fact, he’d given up on most physical activities after a knee replacement two years earlier left him feeling unsteady and self-conscious about his mobility. But when his daughter suggested he try a gentle senior yoga class at the community center, Don was skeptical. “I’m not […]
