“TAKING THE INITIATIVE TO ENJOY WHAT COMES, TO SHARE IT WITH OTHERS, AND TO MAKE A DIFFERENCE IN WHATEVER WE DO WILL BE THE ULTIMATE YARDSTICK FOR DETERMINING THE SUCCESS OF YOUR Retirement.” By the time you finish reading this book, I hope to have provided knowledge, recommendations, helpful thoughts, and ways to approach retirement in a way that makes this come true for you. Retirement truly is underrated! it is even better than I ever imagined it would be 30 or 40 years ago when the thought first crossed my mind. My hope is that this work can help retirement become the best time of your life!