Understanding the latest Retirement savings rules can help you maximize contributions and strengthen your long-term financial future.
In this video, we discuss:
• What the SECURE 2.0 super catch-up contribution provision means for workers ages 60 to 63
• The new 2026 contribution limits for eligible retirement plans
• How much additional Money participants can contribute through enhanced catch-up provisions
• Which retirement plans qualify, including 401(k), 403(b), governmental 457 plans, and TSPs
• Why IRAs are not included in the super catch-up contribution rules
• Roth catch-up contribution requirements for certain higher-income earners
• Planning opportunities to boost retirement savings during peak earning years
• Important considerations for employers and plan administrators
If you’re approaching retirement and want to make the most of your savings opportunities, this episode provides a clear breakdown of the new rules and how they may affect your financial strategy.
Maximize your savings. Understand the rules. Plan with confidence.
⏱️ Timestamps:
00:00 – Introduction to SECURE 2.0 changes
00:35 – What is the Super Catch-Up Contribution?
01:20 – Who qualifies at ages 60 to 63?
02:10 – 2026 contribution limits explained
03:10 – Eligible retirement plans
04:15 – Roth catch-up contribution rules
05:15 – Planning opportunities and key considerations
06:35 – Final thoughts and retirement savings tips
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I’m Candy Messer, President of Affordable Bookkeeping and Payroll, and host of Biz Help For You. On this channel, I share practical advice to help small business owners and entrepreneurs run successful businesses. Topics include bookkeeping, payroll, sales tax, business licenses, compliance, and insights from Experts across industries.
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