744-Friday Q&A: Contractor vs. Employee, Negative Interest Rates, Cash, Emergency Escape from Wildfires, How to Pay Down a Life Insurance Loan

744-Friday Q&A: Contractor vs. Employee, Negative Interest Rates, Cash, Emergency Escape from Wildfires, How to Pay Down a Life Insurance Loan Joshua Sheats 1:26:16

Friday Q&A show! Today we discuss:

00:30 Contractor status or employee status?
31:00 What happens with our money when interest rates go negative?
43:21 Is it really a good idea to have lots of cash on hand?
1:03:30 How should I set up an emergency escape vehicle to get out of California wildfires?
1:17:31 I used a life insurance loan as a down payment for my house; what do I do now?

Joshua Sheats Teacher, Host, Broadcaster, Entrepreneur

Joshua J. Sheats, MSFS, is the world's leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement.

Joshua is dedicated to helping normal people achieve financial freedom by merging creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies complex money topics and makes boring financial mumbo-jumbo less boring.