Financial support from parents can be a blessing, but it requires clear boundaries and mutual understanding. The first step is for you to establish what you’re willing and able to provide and communicate these boundaries clearly. Clearly define the nature of the support upfront, do you want it to be a gift. a loan, or […]
The holiday bills are starting to arrive and everyone is feeling the pinch. Many of us struggle to make ends meet, but we are always ready if we can to help our children or our grandchildren. Opening discussions about money can feel awkward, but setting the right tone makes a world of difference. To create […]
The argument about CPP being an entitlement and how the government is ripping us off through the CPP payment system appears to be making the rounds of social media again.CPP stands for Canada Pension Plan. Here is another (my) explanation of how CPP works and where the money goes. Where Did the CPP Money Go? […]
Its never too late, to start the new year right,. Here is a story a friend of mine sent me to show how much three words can mean or not mean, if not said enough. Start the new year right, tell the person you love that you love them. A group of women were at […]
As the final day of 2024 unfolds, many of us find ourselves reflecting on the year gone by and imagining the possibilities ahead. For some, this season brings the annual debate about New Year’s resolutions: to make a list or not to make a list? Instead of resolutions, consider a Past Year Review (PYR) a […]
American and Canadian society rests on an assumption that families take care of their own, When seniors living alone have no close family, can non-family helpers be an adequate substitute? The reason I thought about this is my sister-in-law just lost her husband and is living alone, and another friend, is in the same boat. […]
The holidays often come with a mix of joy, planning, and creativity, providing us with something to look forward to. As the decorations are packed away, you might feel a void. The good news is that you can harness the same sense of anticipation and optimism by setting meaningful goals or planning events that inspire […]
Having something to look forward to now that Christmas is over, can be a powerful motivator and mood-booster. Here are some ideas on how to use this sense of anticipation to change our perspective on less-than-desirable events: Instead of dreading a task or event, try to see it as a chance to learn, grow, or […]
Christmas is over, and the anticipation of the day was a key driving force in motivating you as you looked forward to something that gave you a sense of optimism. Planning for the holidays gives people a goal and meaning. For most of us, it gives us an outlet to use our creative energy and […]
My birthday is this month and one of my friends sent me the following, so I thought I would share it with all of you who were born in my year. We are One-Percenters (No, Not That Kind). If you were born between 1930 and 1946, like me, you’re part of an exclusive club: the […]
