November 1st, 2025
Royce Shook
Canada: Though the OAS age remains at 65, policymakers and fiscal agencies are again debating increases, with growing attention to whether indexing or gradual phase-ins will be necessary to maintain long-term sustainability. As I live in Canada I have some further information about our situation. Recent Canadian Data & Projections Aging Population & Demographics o […]
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October 31st, 2025
Royce Shook
It’s Halloween 2025, and while ghosts, goblins, and grandkids still roam the night, the trick-or-treating landscape is looking a little different these days. Once upon a midnight dreary (or at least on chilly October evenings past), kids would bundle up in costumes, clutch pillowcases, and march up and down neighborhood streets with the determination of […]
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October 30th, 2025
Royce Shook
If the fiscal case for raising retirement ages has grown stronger, the political case remains fraught. Few policies stir public anger more than delaying pension eligibility. Older workers, especially those in physically demanding jobs, argue that it is unfair to expect them to keep working while white-collar professionals can extend their careers more easily. Ireland […]
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October 28th, 2025
Royce Shook
In 2020, I wrote about the growing pressure from businesses, financial institutions, and governments to raise retirement ages or delay eligibility for public pensions. Five years later, the debate has not faded in fact, it has intensified. What was once considered a politically toxic idea has, in many countries, become part of long-term fiscal planning. […]
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October 27th, 2025
Royce Shook
One of the most exciting truths about retirement is that every day is an adventure of your own choosing. Without the constraints of work schedules, deadlines, or commuting, you have the freedom to shape your days, seek new experiences, and fill your life with stories worth sharing. For me, this past week has been a […]
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October 26th, 2025
Royce Shook
Retirement can feel like stepping into a quieter rhythm, a slower pace of life. And yet, sometimes the most extraordinary experiences come from this very slowing down. By taking a fresh perspective on everyday tasks, you can uncover rewards that might have gone unnoticed for years. A simple week in my life illustrates this beautifully. […]
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October 25th, 2025
Royce Shook
When most people think of retirement, they imagine long afternoons of leisure, perhaps with a good book or a stroll in the park. While these moments are wonderful, retirement also offers something deeper: the chance to find energy and stimulation in the ordinary rhythm of daily life. This week, my “adventures” were mostly small and […]
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October 24th, 2025
Royce Shook
Retirement often comes with a shift in mindset. Work deadlines are gone, and obligations are fewer. Some might think that means slowing down, but for me, it has meant opening my mind to the joys of learning. The difference is that now, the learning is fueled by curiosity rather than necessity, and that makes it […]
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October 23rd, 2025
Royce Shook
Retirement has a way of sneaking up on you. For years, it can feel like a distant goal, something you’ll think about later. Then suddenly it arrives, and with it comes an extraordinary gift: time. Not time to sit back and watch life from the sidelines, but time to open your mind to new experiences, […]
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October 22nd, 2025
Royce Shook
Retirement is often described as the end of work , a time to slow down, rest, and enjoy the rewards of decades of effort. But today, with longer lifespans, better health, and new opportunities, retirement is no longer simply a finish line. Instead, it can be a launchpad , a chance to evolve, grow, and […]
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