AI Overview In 2026, ACH optimization has become the most effective strategy for businesses to reclaim their profit margins. By strategically shifting high-ticket and recurring transactions from credit cards to bank-to-bank payments, companies can reduce processing costs by up to 90%. This guide by Allen Kopelman explores how ACH optimization works alongside smart invoicing and […]

AI Overview  Summary The amount a business pays in credit card fees is primarily determined by its Merchant Account Pricing Structure. The article details the three main models: Flat-Rate (simple, best for volume under $10K/month), Tiered (least transparent, often hides markups), and Interchange-Plus (most transparent, cost-effective for businesses over $25K/month). Interchange-Plus is championed as the […]