What if You Could Access the Income Side of Real Estate Without Ever Managing a Single Tenant or Fixing a Broken Pipe? Most investors assume real estate wealth requires physical property ownership. The most disciplined portfolios, however, often focus on the debt side of the transaction rather than the ownership side. If you want steady […]
Watch the Webinar Replay: Risk Mitigation, Due Diligence, and Management for Passive Investors in Mortgage Notes Mortgage note investing involves risk, including possible loss of capital. Passive investors evaluating this asset class must understand how these investments are structured, managed, and resolved before making allocation decisions. Mortgage notes represent real estate-backed debt, where the […]
Watch the Webinar Replay: Building on Success and Introducing the Next Mortgage Note Income Opportunity for Passive Investors in Mortgage Notes In this in-depth webinar, Chris Seveney walks passive investors through the launch of the company’s Regulation A+ 2.0 offering and explains the broader strategy behind mortgage note investing as a real estate-backed investment approach. […]
Watch the Webinar Replay: Mortgage Note Investing 101: Sourcing, Evaluating and Managing Mortgage Notes In this in-depth webinar, Chris Seveney walks passive investors through the complete lifecycle of mortgage note investing, including sourcing assets on the secondary market, evaluating risk through disciplined underwriting, managing borrower resolutions, and structuring both accredited and non-accredited investment offerings. This […]
Most investors assume the primary risk in note investing is borrower default. That assumption is understandable. It is also not always correct. In practice, the losses that hurt the most rarely come from missed payments. They come from defects no one noticed at acquisition: chain-of-title errors, recording mistakes, missing assignments, and policy exclusions that only […]
Most people quote LTV when they talk about “risk.” But when you buy notes at a discount, LTV can describe the loan and still miss your exposure. At 7e, we track LTV, but we underwrite decisions around Investment-to-Value (ITV) because it ties risk to the only number you actually control: your cost basis. Why LTV […]
2026 is not repeating 2008 but it is reshaping real estate. While the headlines focus on rising foreclosure rates, the more critical story lies in what that data signals and how fund operators adapt in real time. At 7e, our view is not shaped by panic or press cycles. It’s shaped by modeling timelines, evaluating […]
If your underwriting assumes a non-judicial foreclosure will resolve on schedule, you are not underwriting risk. You are transferring it to chance. This misconception shows up across note portfolios, even among investors who can recite statutes, notice periods, and formal process. The failure is not legal knowledge. It is the assumption that non-judicial states never […]
Watch the Webinar Replay: Year In Review + What’s Coming in 2026 for Passive Investors in Mortgage Notes In this in-depth webinar, Lauren Wells and Chris Seveney walk passive investors through a 2025 year in review and a forward-looking 2026 outlook, covering how mortgage note portfolios are evaluated, how market conditions are influencing strategy, and […]
2026 Outlook for Mortgage Note Funds: Market Trends, Risks, and Opportunities 2026 mortgage note fund outlook signals a year of recalibration not collapse. As lending tightens and investor-backed delinquencies rise, note fund managers must stay focused on underwriting discipline, asset management, and legal timelines. Here’s what to expect—and how to thrive. Investor-backed NPLs remain the […]
