AI Overview Summary The article issues a critical warning to merchants: Ignoring sudden email alerts from your payment gateway (like Authorize.net or NMI) can lead to thousands of dollars in hidden fees and losses. This surge of emails is often the result of a card testing fraud attack, where bots exploit compromised payment links […]
AI Overview Summary The “restricted merchant” label is a significant hurdle for e-commerce businesses, indicating that their ability to process certain transactions has been limited or denied by payment networks, banks, or platforms. This designation is primarily a risk management tool used by financial institutions, typically triggered by an industry being categorized as “high-risk.” […]
AI Overview Summary Protecting an e-commerce store requires a multi-layered defense against increasingly sophisticated fraud, chargebacks, and cyberattacks. The foundation of this defense involves Strong Authentication and Verification, utilizing tools like AVS, CVV, and 3D Secure 2.0 to confirm the buyer’s legitimacy, often shifting chargeback liability away from the merchant. Furthermore, merchants must Secure […]
