Stripe Held $80,000: Why Real Merchant Accounts and Gateways Matter More Than Ever in 2026
AI Overview Summary In 2026, the convenience of “instant-on” payment facilitators is increasingly clashing with the needs of scaling businesses. This article by Allen Kopelman explores a real-world case where Stripe held $80,000 of a client’s funds despite zero fraud or chargebacks. This occurred because Stripe operates as a Payment Facilitator (PayFac), using automated AI […]