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Posts Tagged With ‘ assisted living ’

 
Genworth LTC – Too Big To Fail?
October 19th, 2023
Genworth Ltc – Too Big To Fail? &Raquo; Jeremy Reif1

Should You Keep Your Genworth LTC Policy? by Jeremy Reif, CRPS A recent settlement of the class action lawsuit has brought on massive changes and challenges to many folks who own a Long-Term Care policy (LTC) through Genworth.   In the recent settlement of a case called Haney et. Al. vs. Genworth Life Insurance Company et al, letters have gone out to policyholders letting them know the changes and challenges ahead.  The deadline to elect a special election option is required by 12-25-2023. Background: “LTC” stands for “Long-Term Care.” This specific insurance is specifically designed... Continue Reading

October 19th, 2023
10 Things You Should Know About Aging Parents And Assisted Living
March 27th, 2023

A common worry many adult children express about aging parents is that the parents are alone and it’s time they got some help. The kids are worried because of changes in the parent’s health, mobility or memory problems. The aging parent may not agree that there is anything to worry about, and this, of course, leads to resistance. Assisted living is something adult children frequently mention as a solution to their worries. But is it? There are pros and cons to consider and the family needs to understand what assisted living is and what it isn’t.  On a personal note, I had a 96 year old mother-in-law... Continue Reading

10 Things You Should Know About Aging Parents And Assisted Living
March 22nd, 2023

A common worry many adult children express about aging parents is that the parents are alone and it’s time they got some help. The kids are worried because of changes in the parent’s health, mobility or memory problems. The aging parent may not agree that there is anything to worry about, and this, of course, leads to resistance. Assisted living is something adult children frequently mention as a solution to their worries. But is it? There are pros and cons to consider and the family needs to understand what assisted living is and what it isn’t.  On a personal note, I had a 96 year old mother-in-law... Continue Reading

Racial Disparities Exist in Long-term Care
March 16th, 2023

The types of long-term care located in various communities are largely driven by what their oldest residents can afford. This has created stark differences in what’s available to White and minority retirees, a new study finds. Assisted living facilities, despite the high cost, have been the fastest-growing part of the long-term care industry over the past 20 years. In the cities and suburbs, where the vast majority of Americans live, more of these facilities are located in predominantly White communities. Adult day care centers, at less than half the price of assisted living, have also expanded... Continue Reading

March 16th, 2023
How to Reduce Placement Guilt While Caregiving
March 23rd, 2022
How To Reduce Placement Guilt While Caregiving &Raquo; Traderjoesreducedguiltpotatochips1 200X300 1

Placement Guilt When Moving a Loved One to a Care Facility A support group member asked, “How do I get over the guilt?” A few months prior she had moved her husband to a board and care facility because she could no longer care for him by herself at home. Intellectually she knew it was the best thing for both of them, but the guilt still gnawed at her. I haven’t been a hands-on family caregiver for many years, yet I still feel guilt at times over things I could have done better for my aging parents. One thing I learned with 100% certainty is that feelings of guilt can be controlled, and may... Continue Reading

March 23rd, 2022
How to Find an Assisted Living Community — Part 3
March 20th, 2022
How To Find An Assisted Living Community — Part 3 &Raquo; Istock Seniorwoman 000009474736Xsmall

This is the third article in a four-part series about how to find an assisted living community for 82-year-old Sally.  Please click here for Part 1 with some background info. And click here for Part 2 about our visit to Assisted Living Community “A.”   Her story continues below . . . . Sally and I were running nearly two hours late for our scheduled tour of Assisted Living Facility “B,” but I called ahead twice to let the staff know we were behind schedule but still coming to tour that day. Facility “B” is owned by the same parent company as “A,” but as we approached in my car... Continue Reading

March 20th, 2022
How to Find an Assisted Living Community — Part 2
March 20th, 2022
How To Find An Assisted Living Community — Part 2 &Raquo; Istock Seniorwoman 000009474736Xsmall

This is the second part in a four-part series on how to find an assisted living community for an elderly parent.  Please click here for Part 1 with background about finding an Assisted Living residence for Sally. Meeting Sally On a Saturday morning I met Sally at her friend’s home, where she was living temporarily, and off we went to visit the first of two Assisted Living residences on our list.  It was a few towns away, and we had about a 20 minute drive together. She was outgoing and friendly, and we enjoyed talking about New York, where she and I had both lived previously. I was pleased... Continue Reading

March 20th, 2022
How to Find an Assisted Living Community — Part 1
March 20th, 2022
How To Find An Assisted Living Community — Part 1 &Raquo; Istock Seniorwoman 000009474736Xsmall

One caregiving question I’m asked often is, “How do I find the best assisted living facility for my aging parents?” Recently I received a request to help Sally, an 82-year-young woman, with no family living nearby, find an assisted living facility to move into. Her family living cross-country asked me to be their “eyes and ears” for them. I approach this process in three steps: (1) researching facilities, (2) touring them, and (3) deciding upon the one that will be the “best fit” for your loved ones.  This series of posts will focus on the visits and decision-making process that... Continue Reading

March 20th, 2022
How to Find an Assisted Living Community — Part 4
March 20th, 2022
How To Find An Assisted Living Community — Part 4 &Raquo; Istock Seniorwoman 000009474736Xsmall

In this final part in our series on how to find an assisted living community, we share how we found the best senior residence facility for 82-year-old Sally to live in. Part 1 is the back story, and Part 2 and Part 3 tell about our visits to the Assisted Living communities under consideration.  Below is the outcome of our search . . . . When we left Assisted Living Facility “B,” I decided to be quiet and see what Sally had to say about the tours we took that day as I drove her back to her friend’s home. My Thoughts and Assessments While we were driving, I wondered if she’d seen enough... Continue Reading

March 20th, 2022