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June 3rd, 2026

Empowering Solo Agers: Practical Solutions and Proven Programs for Aging Alone

As more adults age without nearby Family support—often called "solo Aging" or "aging alone"—communities are developing practical tools to help people prepare for the realities of independent later life. A recent panel discussion hosted by Steve Gurney of the Positive Aging Community brought together Experts to explore one such initiative: Carol Marak’s Solo and Smart program.
The panel featured Carol Marak, author of Solo and Smart and creator of the program; Juliet Simone, Chief Program Officer at Oasis Institute; and Carol Grueneich, Director of the Northborough Senior Center in Massachusetts. Their conversation highlighted real-world strategies for navigating Health, social connections, legal needs, and financial stability when aging without traditional family safety nets.
The Growing Reality of Solo Aging
Carol Marak’s work stems from personal experience. While caring for her parents, she realized many older adults are “one illness, one fall, or one hospitalization away from having no plan.” As someone aging without a spouse or children, Marak launched an “elder orphan” Facebook group that quickly grew to thousands of members. This revealed a widespread but often overlooked challenge: independent adults wanting to age in place but lacking built-in support systems.
“I started reaching out to organizations like Oasis,” Marak explained. Her goal was to help people move beyond fear and create actionable plans.
Inside the Solo and Smart Program
The program is a structured workshop (typically 5–6 weeks) that combines Education, group discussion, worksheets, and expert guest speakers. Participants actively work on building their own plans rather than just listening to theory.
Key modules include:

Redefining Independence: Moving from self-reliance to building a trusted network of people and professionals.
Health and Caregiving: Staying healthy and preparing for in-home care or help during recovery.
Social Engagement: Combating isolation by building meaningful connections with like-minded people.
Building a Local Support Network: Engaging neighbors, friends, and professionals who can notice changes in well-being.
Legal and Financial Matters: Setting up documents like healthcare proxies, powers of attorney, and strategies to avoid outliving one’s savings.

A core strength is the interactive format. Participants complete homework, discuss challenges in groups, and get direct input from experts such as Estate planning attorneys, care managers, and home care providers. Many groups continue meeting monthly after the formal sessions end.
Successful Implementation Across Communities
Oasis Institute (with locations nationwide, including St. Louis) has run multiple iterations. They started with deep dives into printed materials in small groups, then incorporated more guest speakers for practical expertise. Their upcoming version blends both approaches over six weeks.
Juliet Simone noted strong participant feedback and real outcomes, such as follow-up meetings between attendees and professionals. Oasis expanded the audience beyond strict “solo agers” to anyone who might eventually need this information—including partnered adults whose children live far away or who may one day age alone.
Northborough Senior Center in Massachusetts has offered both in-person and virtual versions. Director Carol Grueneich reported high engagement, with one group continuing monthly discussions using Marak’s worksheets and lists. The center secured grant funding and is exploring expansion.
Both organizations emphasized the value of hybrid formats to reach people with mobility issues or daytime work commitments.
Key Insights for Starting Solo Aging Initiatives

Start with Structure: A defined multi-week workshop helps people move from vague awareness to concrete planning, making ongoing support groups easier to sustain.
Broaden the Invitation: Framing the program around “information everyone needs” attracts wider participation while still meeting the specific needs of those aging alone.
Build Teams, Not Just Individuals: Marak now recommends a “team approach” for healthcare and financial proxies—combining trusted friends with professionals like aging life care managers—rather than relying on one person.
Make It Practical: Success comes from worksheets, expert Q&As, and peer sharing of real solutions.

Accessibility and Expansion
The program is available for licensing by senior centers, lifelong learning institutes, and community organizations. Licensing fees are still being finalized but are expected to range from $1,500 per year upward, depending on the term. Organizations can then offer it to participants (Oasis, for example, charges $100 for the series).
Marak welcomes outreach from individuals and organizations. She can be reached at [email protected]. Oasis Institute’s Juliet Simone also offered to consult on implementation strategies.

Steve Gurney Positive Aging Community

Steve Gurney founded Retirement Living SourceBook in 1990. Drawing from the experience of observing his family caring for Steve’s aging grandfather, he created a comprehensive publication to help others in the same situation. Over the next few years Steve expanded the publication to three regional editions, DC metro, State of Maryland, and the Philadelphia region. Steve has worked closely with nearly every regional and national organization on aging to help maximize their exposure and helping find solutions to their challenges.

In 1998, Mr. Gurney sold his company to The Washington Post where he served as General Manager of Sourcebook and the Senior Living Solutions Division. In 2019, Mr. Gurney acquired the resource back, and has re-branded as Positive Aging Community adding a new design and content, distribution partners, podcasts, and a robust schedule of live and interactive discussions with thought-leaders on a wide variety of topics.

In addition, Mr. Gurney founded ProAging Network meetings and leads the DC Senior Resource Group important resources for senior-serving professionals.

Mr. Gurney serves or has served on the board of directors for the Grass Roots Organization for the Well-Being of Seniors (GROWS), Alzheimer’s Association, Interages, Business and Aging Task Force, Virginia Intergenerational Task Force, and the Beacon Institute. Steve has served on countless committees and provided guidance to help organizations and businesses better serve the senior population. Mr. Gurney has received awards and recognition from the Seabury Resources for Aging, Maryland Assisted Living Association, the Senior Marketing Institute and other notable organizations. Steve is a regular speaker at local, regional and national events and has been featured in regional and national publications, electronic and broadcast media.

Steve Gurney received a Bachelors Degree in Business Administration from Old Dominion University and a Masters Degree from the Erickson School of Aging Studies at University of Maryland Baltimore County (UMBC).

Mr. Gurney served as an adjunct professor at Erickson School of Aging Studies at University of Maryland Baltimore County (UMBC), instructing in the undergraduate and graduate programs.

Steve is a competitive endurance athlete and certified level 2 Adaptive Snowboard Instructor with the American Association of Snowboard Instructors (AASI), a certified level 2 Stand Up Paddleboard Instructor with the American Canoe Association (ACA). In the winter he instructs with Blue Ridge Adaptive Snow Sports at Liberty Mountain Resort, and for over eight years he led operations and a team of instructors at Surf Reston Stand Up Paddleboarding, which he turned over to Reston Association.