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E321 | DSCR Lending in 2025 What Note Investors Should Know About the Private Lending Surge

They’re diving deep into the world of DSCR lending on this episode of the Paper Trail podcast, unpacking the latest trends that are shaping the private lending game. DSCR loans, which are like the cool cousin of traditional loans, let investors qualify based on rental income instead of personal income—talk about a game-changer! With an eye on the April 2025 DSCR lending trends report from Lightning Docs, they break down how these loans are making up a hefty chunk of originations and what that means for investors. They also dish out the 411 on why understanding these numbers is crucial for note investors, especially as more of these loans hit the secondary market. So, if you’re ready to roll with the big dogs in mortgage note Investing, grab a comfy seat and get ready for some insights that could level up your investment game!

Links referenced in this episode:

• 7einvestmentlending.com (https://7einvestmentlending.com)
• 7einvestments.com (https://7einvestments.com)
• papertrailconference.com (https://papertrailconference.com)

Chris Seveney CEO at 7e Investments (Passive Income Fund)

Chris Seveney, CEO & Co-founder of 7e Investments, brings over 25 years of real estate know-how. His journey with 7e started in 2016 when he jumped into acquiring and trading mortgage notes. Chris has built a portfolio of 500+ notes, totaling over $25 million, spanning different states. Before diving into mortgage notes, he had a standout career, managing a multimillion-dollar asset portfolio and overseeing property projects worth $150 million. Throughout his 25-year journey, Chris handled $750 million in new construction projects.

At 7e, Chris is a beacon of real estate excellence, known for his commitment to honesty and professionalism. His passion and determination make him a trusted leader, earning respect from partners and colleagues. Since the beginning of his career, Chris aimed to set industry standards and foster innovation. His leadership led to multiple award-winning teams, recognized for outstanding contributions to the field. Outside work, Chris, a father and avid Boston sports fan, adds a personal touch to his journey.