In this episode of the Financially Fit Couple, host Matthew Gray is joined by Josiah Rider from Atlantic Union Bank. They discuss the value of building a strong relationship with your banker, especially for busy married couples managing their finances. 

Key topics include the significance of having a personal banker, the advantages of home equity lines of credit, how major life events should prompt financial discussions, and the importance of creating a strategic plan for financial stability. 

The episode underscores that proactive communication with a banker can help couples navigate financial decisions, manage debt, and prepare for unexpected changes, ultimately contributing to a financially healthier Marriage.

00:38 Meet Our Guest: Josiah Rider

03:36 The Importance of a Personal Banker

05:58 Building a Strong Financial Relationship

17:10 Understanding Home Equity Lines of Credit

24:56 Proactive Financial Planning for Life Events

27:47 Enhancing Spousal Communication Through Banking

37:41 How to Find and Work with a Personal Banker

Josiah Rider

https://www.linkedin.com/in/josiah-rider-583198a4/

[email protected] 

Matthew Gray

https://www.linkedin.com/in/matthew-gray-cfp%C2%AE-5a2144134/

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Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC 

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Matthew Gray Matthew Gray, CFP®

Originally from Charlotte, NC, I attended college at Wingate University where I graduated with a bachelor’s degree in Finance in 2019. During my time as a student, I learned the value of genuine service working at Chick-fil-A and honed my coaching skills tutoring high school debaters.

After graduating, I attained my Series 7 and 66 registrations, currently held by LPL Financial, along with the Virginia Life & Health Insurance license. In 2022, I was named a CERTIFIED FINANCIAL PLANNER™ professional. It is my conviction that I am called to serve those around me with the utmost honor and respect. This is why I believe in having a positive impact on everyone I meet while striving to go the extra mile.

I moved to the Shenandoah Valley after meeting my beautiful wife and best friend, McKenzie. We are blessed to have our son, Spencer, with us and two children in heaven, Hope and Camden. My favorite hobbies include disc golf, basketball and reading. I am an avid football fan, love the Carolina Hurricanes, and appreciate great food.