Is it "Buy Term and Invest the Difference" or "Be Your Own Bank"? Here’s why people argue about this. 👀💸
The debate between Term Life Insurance and Permanent Life Insurance has been raging for decades. In this video, we break down the fundamental difference: Term is a fixed-period safety net, while Permanent is a lifelong asset that’s guaranteed to be there for your Family when it matters most. 🏦✨
We explore why neither is "bad," but why choosing the wrong one for your specific goals could leave your family without the protection they need in their later years.
Hans “John” Scheil is the author of The Complete Cardinal Guide and has over 40 years of experience specializing in helping individuals at or near retirement. John’s insurance career began at the age of 18, when he sold insurance while attending college full time. His years in the insurance industry included positions as a Branch Manager, National Sales Director, and Senior Vice President for several nationally recognized insurance companies. John holds a Bachelor of Science degree from Northern Illinois University (1980) and a Master of Science in Management from The American College (2007).
John resides in Cary, North Carolina, with his wife, Ronda, and dog, Ellie, and has two grown sons. He is involved locally with StepUp Ministries and the Alzheimer’s Association. John enjoys golf, traveling the world, and leadership.
