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Staying Safe and Scam-Free: Protecting Your Retirement from Financial Fraud with Princella Seymour

  1. Staying Safe and Scam-Free: Protecting Your Retirement from Financial Fraud with Princella Seymour Guidance Point Advisors, LLC. 51:46

Ep 115: In this episode of The Retirement Success in Maine Podcast, Ben and Curtis sit down with Princella Seymour—known as America’s Solutionist for the Aging Community and CEO of Complete Elder Solutions—to tackle one of the biggest threats facing retirees today: financial scams. Drawing on over 30 years of experience, Princella shares real stories of fraud targeting older adults, why shame often keeps victims silent, and the steps families can take to prevent and recover from scams. From spotting caregiver manipulation to building stronger support systems, this conversation provides essential tools to protect retirement savings and independence.

Chapters:

Princella Seymour’s Journey – Why she’s known as America’s Solutionist for the Aging Community [03:28]

Complete Elder Solutions – Founding the company and addressing retirees’ biggest challenges [04:56]

Princella’s Book: Everything You Need to Know About Me – How documenting wishes helps families and prevents confusion [06:51]

The Rise of Financial Scams – How schemes targeting retirees have evolved [11:41]

Why Older Adults Are Vulnerable – Factors like loneliness, shrinking circles, and trust [16:07]

The Role of Shame – Why embarrassment stops victims from asking for help [20:07]

What To Do If Scammed – Key steps in the first 24–48 hours [26:08]

Aftermath of Fraud – The financial and emotional toll on retirees and families [30:19]

Prevention Strategies – Building support networks and balancing independence with protection [38:30]

Retirement Success – Princella’s personal vision and planning for her future [45:24]

Benjamin Smith Host, Retirement Success in Maine Podcast & Financial Advisor

Ben's focus with our clients is to direct the investments of their investable portfolios. In teaming with Curtis Worcester and Austin Minor, Ben combines his investment expertise from attaining the CFA Charter with Curtis & Austin's financial planning expertise to provide clients with the tools, confidence, and education to make informed decisions about their retirement. As Ben, Curtis, and Austin have a number of clients that are Northern Light Health employees, they've developed a specialty in serving clients in the healthcare field. You can read their "Employee Guide to the Northern Light Health Retirement Plans" here.

He has spent his entire career devoted to serving individual clients and institutions by developing and implementing investment strategies, setting portfolio structure, and providing the highest level of client service. He's passionate about helping clients maximize their savings and retirement income using the many financial planning and portfolio management tools available to Guidance Point consultants. Prior to working for Guidance Point Advisors, Ben worked for Acadia Trust, N.A., a subsidiary of Camden National Corporation, as Vice President, Portfolio Manager based in Bangor, Maine. Ben assumed responsibility for and oversight of over $300 million in client portfolios, including individuals, families, retirement plans, endowments, foundations, businesses, and trusts; and he served on the Company’s Investment Committee.