The Secure Act 2.0 impacts saving and investing for just about everyone, and especially those about to retire. Are you ready to take full advantage of all the new retirement laws? Many people are relying on their financial advisor to understand and take advantage of all the new rules. Investor advocate and Wealthramp founder Pam […]
Setting Yourself Up Right: Choosing your financial advisor can be easy once you know what you’re looking for. These five steps will help you find the smart fit for you. 1. Get clear on what your financial advisor will deliver. There’s a difference between a broker and an independent financial advisor. Brokers or insurance agents […]
When it comes to optimizing your financial wellness, many believe that expert and unbiased financial advice is too expensive or out of reach. But that’s not always true. It’s essential that you understand how your financial advisor is compensated, so you can truly trust advice that could make or break your retirement goals. You don’t […]
Retire right with confidence in one of these five fantastic states – Mississippi, Arkansas, Oklahoma, Missouri, and Tennessee. These states offer the perfect blend of affordability, weather, and safety for a relaxing and enjoyable retirement. I’m here to take you on a tour of each state and give you the scoop on their general vibe, […]
As most people at retirement age are looking at a few chronic health conditions, it isn’t surprising that most are taking medications. According to astonishing 87-year-old Ann Kahl, a fitness guru in Florida, we’re using these drugs to do what we ought to be doing ourselves in many cases, just by being more active. Ms. […]
A popularized image of parents who struggle when adult children move back home is not shaping up as an accurate picture of the arrangements. Unemployment, divorce, college graduation – adult children in their 20s and 30s move back into a parent’s home for many reasons. And the parents can have all sorts of reactions, good […]
A hybrid work model is an arrangement where employees are allowed to split their time between working from a physical office space, home, or a remote location. The topic of culture and hybrid work has come into focus with this type of work arrangement. Culture is about the personality of a business, organization, or company. […]
Many of you know my primary income is from rental real estate, both commercial and residential. And I love to use Zelle because we often pay vendors and have checks lost in the mail never to be heard from again. If you use Zelle, whether it is to rent property, sell an item, or buy […]
Individuals born between 1946 and 1964 are approaching the end of their working years. The question at the top of the minds of this generation is can baby boomers afford to retire? This is a valid question, as many baby boomers have faced financial challenges throughout their lives. There are several financial considerations that boomers […]
This is a fact of retirement life: older Americans haven’t paid as much into Medicare and Medicaid as government spends on their healthcare and nursing home stays. But it is middle-class retirees who get the most out of the system, according to a new study. Middle-income households receive about $230,000 to $260,000 more in Medicare […]
