Thursday - June 25th, 2026
Apple News
×

What can we help you find?

Open Menu
June 24th, 2026

Are Annuities A Trap? 🛑 Do THIS Instead! #Shorts

Are annuities a safe bet or a financial trap? The truth is, annuities are incredible for removing market risk and giving you a guaranteed lifetime income—but you should never put all your Money into them.

In this video, we break down why a balanced Retirement plan needs a mix of guaranteed income from annuities, alongside liquid investments that stay invested for Growth. Discover the smart way to protect your retirement without locking away all your cash.

🔍 Frequently Asked Questions
– What is the downside of an annuity? While they offer guaranteed income, they can limit your liquidity. It’s best to use them as part of a larger, diversified plan.

– Should I put all my money in an annuity? No. You should always keep a portion of your money liquid and invested for growth to keep up with inflation.

🏷️ Key Topics Covered:
Retirement Planning Tips
– Pros and Cons of Annuities
– Guaranteed Income in Retirement
– Market Risk Protection
– Smart Investing Strategies

Questions? Email us at [email protected], call us at (919) 535-8261, or visit our website at https://cardinalguide.com/

Hans Scheil Hans “John” Scheil, CFP®

Hans “John” Scheil is the author of The Complete Cardinal Guide and has over 40 years of experience specializing in helping individuals at or near retirement. John’s insurance career began at the age of 18, when he sold insurance while attending college full time. His years in the insurance industry included positions as a Branch Manager, National Sales Director, and Senior Vice President for several nationally recognized insurance companies. John holds a Bachelor of Science degree from Northern Illinois University (1980) and a Master of Science in Management from The American College (2007).

John resides in Cary, North Carolina, with his wife, Ronda, and dog, Ellie, and has two grown sons. He is involved locally with StepUp Ministries and the Alzheimer’s Association. John enjoys golf, traveling the world, and leadership.