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The Working Budget: Jabez Roberts on Budgeting, Kaizen & Taking Control of Your Money

In this episode of Money Matters, Chris Hensley welcomes Jabez Roberts, host of The Working Budget and The Boardroom Podcast, for a conversation about budgeting, financial Education, entrepreneurship, Kaizen, and building better money habits.

Jabez shares why he launched The Working Budget, how it connects with his mission to help everyday people understand money, and why budgeting should be seen as a roadmap — not a restriction.

Chris and Jabez discuss how compound interest and Kaizen both reflect the power of small, consistent improvements over time. They also explore why money is emotional, how impulse spending can work against your future self, and why financial education should be practical, accessible, and useful for people at every stage of life.

Whether you are just starting to budget, trying to improve your money habits, or looking for a more intentional approach to personal Finance, this conversation offers practical insight and encouragement.

Topics Covered
Why Jabez launched The Working Budget
Budgeting as a roadmap to financial success
Kaizen, compound interest, and small daily improvements
Why money is emotional
How to make saving and Investing more automatic
The importance of emergency funds
Books that shaped Jabez’s view of money
Financial education for everyday people
Entrepreneurship, stewardship, and helping others
Why practical money knowledge matters
Guest

Jabez Roberts
Host of The Working Budget and The Boardroom Podcast
Website: media.zeilhan.com

Listen to Money Matters

Hosted by Chris Hensley, RICP®, CES®
Money Matters explores financial literacy, Retirement Planning, personal finance, business, leadership, and community conversations.

Christopher Hensley RICP®, CES™

With over two decades in the financial services realm, Christopher Hensley's journey has been driven by a singular passion: helping individuals navigate the intricate paths of finance to achieve their life aspirations. His dedication isn't just rooted in numbers and strategies; it's about making genuine connections and empowering people with the knowledge they need for a secure future.

Christopher's foundation in the industry is robust. He's collaborated with Fortune 500 frontrunners like Merrill Lynch and UBS Financial Services and has made significant contributions to non-profits, notably with MMI-Consumer Credit Counselors Southwest. His credentials, including licenses from FINRA and designations like the Retirement Income Certified Professional® and the Certified Estate and Trust Specialist™, speak volumes about his commitment to professional growth and expertise.

But beyond the certificates and affiliations, what truly sets Christopher apart is his ability to communicate. For a decade, he's been the voice behind the radio/podcast show “Money Matters” on KPFT Houston, demystifying complex financial concepts for a broad audience. His insights have been sought after by platforms like Wall Street Journal Radio and 1110 KTEK Business Builders Network Radio, and he's provided expert commentary on market trends in renowned publications.

Christopher's community involvement further underscores his dedication. As the former President of the Houston Midtown Chapter of the Society for Financial Awareness, he's delivered financial literacy seminars across Houston and the Gulf Coast. He's also been an active voice in Houston Money Week since 2008, currently holding a leadership position.