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High-Yield Accounts, AI Retirement Planning Tools, and What To Do With Your Tax Refund

  1. High-Yield Accounts, AI Retirement Planning Tools, and What To Do With Your Tax Refund Travis Maus 29:51

In this episode of Ditch the Suits, Travis Maus tackles some of the most searched financial questions; starting with high‑yield accounts and where cash really belongs in today’s environment. You’ll learn the real differences between online savings accounts, Money market funds, bonds, and other “higher yield” options, along with the trade‑offs around access, liquidity, and risk that rarely get explained clearly. Travis also breaks down why “low cost” doesn’t always mean “better,” especially when it comes to investment products and advice.

The conversation then shifts to AI‑driven Retirement planning tools and budgeting apps; what they’re good for, where they fall short, and why they should start a conversation rather than replace professional judgment. Finally, with tax season top of mind, Travis walks through a practical, step‑by‑step framework for what to do with a tax refund, from paying down debt to saving, planning for future expenses, funding retirement, and yes – enjoying some of it responsibly. This episode is designed to give you Clarity, context, and confidence as you make everyday financial decisions that actually move the needle and help you get more out of your money and life.

Steve Campbell Podcaster | Business Owner | Husband | Father to Four

Based on lessons learned during the 2008 Financial Crisis and extensive professional experience, Ditch the Suit’s was a response to the panic induced by the COVID-19 Financial Crisis, where a collision of social fear and financial volatility, fueled by the politicization of nearly every issue, seemed to tip the world upside down. With the goal to help people avoid making financially destructive decisions, co-hosts Travis Maus and Steve Campbell produced daily recordings on a wide range of topics, such as staying positive, understanding the financial impact of new legislation, how to take advantage of the stock market when it crashes, blocking out fear-mongering, etc. which eventually gave way to the creation of the Ditch the Suits Podcast.

Ditch the Suits has become more than a podcast – it’s become a movement. Travis and Steve share their experiences and industry insights in order to help you make one good financial decision after another.

Their listeners know they will hear things from us that no one else is willing to tell them!