According to a 2023 SurveyMonkey study, 46% of 401(k) investors don’t know what they’re actually invested in. If that’s you — don’t worry, you’re not alone.
In this episode of The Retirement Power Hour, Joe Allaria, CFP®, breaks down the most common 401(k) investment options and helps you answer one of the most important retirement questions: “How should I invest my 401(k)?”
We’ll cover:
✔️ Target date funds: pros, cons, and how to adjust
✔️ DIY Investing: building your mix of large cap, small cap, international, and bond funds
✔️ The truth about high-yield (“junk”) bond funds
✔️ Passive vs. active management inside your 401(k)
✔️ What managed account services really offer
✔️ Hidden fees to watch out for
✔️ When to consider a self-directed brokerage account
✔️ Whether an in-service rollover to an IRA makes sense for you
This is Episode 2 in our 401(k) Series. If you missed Episode 1 “How Much Should You Contribute to Your 401(k)?”, be sure to check it out first!
Resources Mentioned in the Show:
The Evolution of Qualified Default Investment Alternatives
Go Global for Diversification that Travels Well
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Disclaimer: All material discussed on this podcast is for educational purposes only and should not be construed as individual tax, legal, or investment advice. Investing involves risk of loss, and investors should be prepared to bear potential losses. Past performance may not be indicative of future results. Joe Allaria is an Investment Adviser Representative of CarsonAllaria Wealth Management, Ltd., a Registered Investment Advisory firm. The information discussed on this podcast may be derived from third parties that are believed to be reliable, but CarsonAllaria Wealth Management does not control or guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Any references to third parties are provided as a convenience and do not constitute an endorsement. Learn more about CarsonAllaria Wealth Management at https://carsonallaria.com/
Invest Wiser & Retire Better!
