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June 30th, 2016

354-Disability Insurance: Benefit Amounts, Needs Analysis, Group vs. Individual, Definitions of Disability (Own Occ vs. Any Occ), Policy Provisions (Total Disability, Partial, etc.) and More!

  1. 354-Disability Insurance: Benefit Amounts, Needs Analysis, Group vs. Individual, Definitions of Disability (Own Occ vs. Any Occ), Policy Provisions (Total Disability, Partial, etc.) and More! Joshua Sheats 55:06

Today we continue our disability insurance series with a discussion of:

  • How to determine the benefit amount of an individual disability insurance policy
  • The interaction of group disability insurance and individual disability insurance
  • The definition of disability (own occupation, modified own occupation, any occupation)
  • How is disability determined (loss of time, duties, income)
  • Total disability vs. partial disability vs. presumptive total disability.

Enjoy!

Joshua

Joshua Sheats Teacher, Host, Broadcaster, Entrepreneur

Joshua J. Sheats, MSFS, is the world's leading authority on integrating lifestyle goals and money goals without conflict. He teaches normal people how to seamlessly connect the science of financial planning with the joy of goal achievement.

Joshua is dedicated to helping normal people achieve financial freedom by merging creative (and crazy) ideas from the world of personal finance with the academic integrity of formal financial planning. He simplifies complex money topics and makes boring financial mumbo-jumbo less boring.