Health Insurance Options for Early Retirement
- Health Insurance Options for Early Retirement James Conole, CFP® 29:25
We meet many people who are in a position to retire early. But when they think about healthcare in retirement and not being eligible for Medicare until age 65, they feel stuck, even though they’re ready for retirement in every other way.
Cole Craven of Move Health Partners chats with James about the healthcare options that are available for early retirees and why there is no one-size-fits-all, “best” solution. He also lays out a general timeline for ensuring a smooth transition between your current healthcare, early-retirement healthcare, and post-age 65 healthcare.
Questions Answered:
What are my healthcare options if I retire before age 65?
What are advanced premium tax credits, and how can I make the most of them?
Time stamps:
0:00 – Cole Craven on early retirement
4:05 – 5 pre-65 retirement healthcare options
9:35 – Determining the best option
11:38 – Advanced premium tax credits
13:27 – Upcoming ACA changes
16:16 – Is low-income strategy a good idea?
18:50 – How/where to get coverage
22:03 – Timeline for pre-and-post 65
24:32 – Wrap-up
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