Posts Tagged With ‘ retirement ’

Should You Keep Your Genworth LTC Policy? by Jeremy Reif, CRPS A recent settlement of the class action lawsuit has brought on massive changes and challenges to many folks who own a Long-Term Care policy (LTC) through Genworth.   In the recent settlement of a case called Haney et. Al. vs. Genworth Life Insurance Company et al, letters have gone out to policyholders letting them know the changes and challenges ahead.  The deadline to elect a special election option is required by 12-25-2023. Background: “LTC” stands for “Long-Term Care.” This specific insurance is specifically designed... Continue Reading

War in the Middle East, Hamas and Israel By, Jeremy Reif, CRPS Who: For those who have not heard of Hamas.  Here is a quick rundown of who they are. Why: Why should we worry about Hamas and the geopolitical war?  Hamas and Israel have a long-standing and deeply contentious relationship characterized by conflict, hostility, and sporadic periods of ceasefire negotiations. Hamas has engaged in numerous rocket attacks and clashes with Israeli forces over the years, aiming to resist Israeli occupation and seek Palestinian statehood. Israel, on the other hand, views Hamas as a terrorist organization... Continue Reading

The Playbook of Financial Challenges: Why Pro Athletes Often Go Broke by, Jeremy Reif, CRPS Learning from their mistakes, we can understand the value of seeking professional financial guidance and building a secure financial foundation for life after sports.  Many young children look up to professional athletes. Understandably so, professional athletes are undeniably among some of the highest-earning individuals in society, with contracts often reaching millions of dollars. While this financial prosperity can be a dream come true, it also comes with unique challenges and responsibilities that... Continue Reading

Why Your 401k doesn’t reflect the daily market?  The Truth Behind The Account Performance Have you ever wondered why your investment account doesn’t mirror the performance of the stock market? It’s a mystery that many investors have tried to unravel.  When the stock market goes up, we expect our investment accounts to follow suit.  For many investors oftentimes, that’s not the case. You might be left scratching your head, wondering why the gains you see in the market aren’t reflected in your own account? The truth is, there are several factors at play, and any one or all can have... Continue Reading

For book lovers, there is nothing like The Hybrid Reading List. During my idle time between meetings, lunch hour, or anytime that I need a mental break, I read. Books have enriched my life intellectually, emotionally, and culturally. They have broadened my horizons, enhanced my skills, and given me joy and inspiration. Here is a list of carefully chosen books that I found to create The Hybrid Reading List. Fellow Hybrid Boomers, I invite you to read them with me. Click on the links to the ones that interest you to conveniently purchase them at Amazon. Enjoy! The Hybrid Reading List  If... Continue Reading

If you’re a parent, you want the best for your children. There’s never an exception to that desire – even when it comes to the type of investment account you should use to help them secure their own financial futures. The fact that you want to choose the optimal account type is obvious, but the best solution for you and your family isn’t. Personal finance is personal for a reason, and the right type of investment account for your kids will depend on a number of factors. Here’s what to think about, and how to decide. Consider the End Goal of the Account Starting by asking “what” investment... Continue Reading

The Centers for Disease Control and Prevention (CDC) marked the end of the COVID-19 Pandemic on May 11, 2023. Now that the emergency is over, I wonder will hybrid work end? Hybrid work combines remote work with in-person work. It allows employees to work from home or other locations part of the time, while still having the opportunity to collaborate with team members and clients in-person when necessary.  Many organizations and employees have found it to be a beneficial work model for work-life balance, productivity, and flexibility. Benefits to Employers For instance, hybrid work arrangements... Continue Reading

With rising interest rates and inflation it can be overwhelming to keep track of your finances. If you’re looking for help, you may want to work with a financial advisor. But how do you know that you can trust that they’ll give you the right advice? This week Wealthramp founder and CEO, Pam Krueger, was joined on Daytime Tampa by local Wealthramp network advisor, John Ceparano, CPA/PFS, CFP, to break down why it pays to work with fee-only fiduciaries and where you can go to get matched. To schedule your free meeting with a fee-only fiduciary financial advisor like John Ceparano go to www.wealthramp.com! If... Continue Reading

With everything that is going on in today’s economy, you might be wondering if your finances are in a good place? But where do you go to get that advice? Over 90% of financial advisors in the US are not legally bound to act in your best interest, so who can you trust? When you come to Wealthramp.com you’ll take our short 2-minute quiz so we can better understand what you’re looking for. Once you’re finished we’ll send you at least 3 fee-only, fiduciary advisor referrals where you can then schedule a free meeting with each one of them. So, what are you waiting for?... Continue Reading

When it comes to money and relationships, it’s important to be on the same page. But what if you’re not? Investor advocate and Wealthramp founder Pam Krueger, joined by Wealthramp network advisor, Bob Carroll, CPA, CFP®, CDFA™, went on the air in Cleveland to talk to viewers about the importance of working together with your partner to navigate your finances. If you’re struggling to align your ideas with your significant other or just need help with deciding which strategies make the most sense for your family, it can be helpful to work with a fiduciary, fee-only financial... Continue Reading