Why Accepting a Federal Buyout Might Be a Bad Retirement Decision
Are you a federal employee considering a buyout offer? Before you make a decision that could impact your Pension, Social Security benefits, healthcare costs, and long-term retirement Security, watch this video!
I’ve worked with state and federal employees for years, helping them navigate the complexities of retirement. In this video, I break down:
âś… How a federal buyout can permanently reduce your pension
âś… Why taking Social Security too early could shrink your benefits by 25-30%
✅ The hidden costs of early retirement—healthcare, Medicare penalties, and taxes
âś… Key questions you MUST ask before accepting a buyout
A federal buyout might seem like a great opportunity now, but if you don’t plan carefully, it could cost you thousands in lost benefits over the long term.
🎯 Want to make the right decision? Let’s map out your retirement strategy together! Schedule a Roadmap Meeting today.
💬 Drop your questions in the comments! Have you been offered a buyout? What concerns do you have? Let’s discuss!
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With over two decades in the financial services realm, Christopher Hensley's journey has been driven by a singular passion: helping individuals navigate the intricate paths of finance to achieve their life aspirations. His dedication isn't just rooted in numbers and strategies; it's about making genuine connections and empowering people with the knowledge they need for a secure future.
Christopher's foundation in the industry is robust. He's collaborated with Fortune 500 frontrunners like Merrill Lynch and UBS Financial Services and has made significant contributions to non-profits, notably with MMI-Consumer Credit Counselors Southwest. His credentials, including licenses from FINRA and designations like the Retirement Income Certified Professional® and the Certified Estate and Trust Specialist™, speak volumes about his commitment to professional growth and expertise.
But beyond the certificates and affiliations, what truly sets Christopher apart is his ability to communicate. For a decade, he's been the voice behind the radio/podcast show “Money Matters” on KPFT Houston, demystifying complex financial concepts for a broad audience. His insights have been sought after by platforms like Wall Street Journal Radio and 1110 KTEK Business Builders Network Radio, and he's provided expert commentary on market trends in renowned publications.
Christopher's community involvement further underscores his dedication. As the former President of the Houston Midtown Chapter of the Society for Financial Awareness, he's delivered financial literacy seminars across Houston and the Gulf Coast. He's also been an active voice in Houston Money Week since 2008, currently holding a leadership position.
