The short answer: If you can’t predict exactly what drugs you are likely to need, picking a better plan will be a shot in the dark. 

Switch to a more expensive Medicare supplement? That would likely be counterproductive: HDG premium savings offset the out-of-pocket costs and save big bucks during healthier times.  

Medicare Advantage Minute: hundreds of thousands are going to be thrown off their plans by financially stressed insurance companies.

The Medicare Wikipedia page discusses proposed limitations on Medicare supplement plans and whether they might not be effective.

Finally, our favorite non-insurance selling Medicare advisor Diane Omdahl draws a connection between government price controls and a reduced insulin availability.

Contact me at: DBJ@MLMMailbag.com

(Most severe critic: A+)  

Inspired by:

“MEDICARE FOR THE LAZY MAN 2024; Simplest & Easiest Guide Ever!” on Amazon.com. Return to leave a short customer review & help future readers.

Official website: https://www.MedicareForTheLazyMan.com.

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Douglas B. Jones Author: Medicare for the Lazy Man

Doug Jones burst forth from Oklahoma like a prairie tornado, born of an Omaha Beach victor and the shortest-serving Miss Oklahoma in history. He was such an accomplished student that nine years of undergrad studies eventually earned him a BA degree from the University of Arizona.
Having been branded at birth with the John Hancock Signature, he became the third generation of a life insurance dynasty founded in 1920. Eventually, a genuine dedication to health insurance conferred black sheep status, causing him to strike out on his own.
Decades later, friends began to pester him about Medicare, angling for free advice. After a period of deep contemplation and reflection, Doug arrived at conclusions and formed some opinions that place him squarely at odds with many other Medicare experts.
Thus was born Medicare for the Lazy Man!