Business owners take a lot of risk every day. Insurance is designed to transfer those risks to them in exchange for affordable monthly, quarterly, or annual premium insurance plans. Today on the show, Grant talks about the top five insurance coverages that business owners should consider.

[03:20] A Business Decision –Grant starts the conversation with sharing why it makes sense to have insurance for your business.

[08:10] Umbrella Personal Liability Policy – Grant explains the benefits and purpose of an umbrella personal liability policy

[15:01] Business Owners’ Policy – Grant shares what types of insurance come under this policy.

[22:03] Disability Insurance – Grant explains short-term and long-term disability insurance coverage.

[28:26] Definition of Disability – Grant talks about how the definition of disability changes according to your profession.

00:00 Introduction
03:20 Why You Should Have Insurance for Your Business
08:10 Umbrella Personal Liability Insurance
15:00 Business Owner’s Policy
22:00 Disability Insurance
28:30 Definition of Disability

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Grant Bledsoe Financial Planner to Business Owners

I'm a financial planner to business owners, and the founder of Three Oaks Wealth. Our firm helps business owners align their business interests with their personal finances, often including the exit or sale of equity holdings.

I hold several professional credentials, including the CERTIFIED FINANCIAL PLANNER™, Chartered Financial Analyst, and Certified Exit Planning Advisor designations.